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What can be used to raise funds from relatives and friends around to form start-up funds?
1. Membership: When you have a unique project, but you don't have the funds to develop it, and you don't want to partner with others or borrow money from relatives and friends, you can consider this way. People who can adopt membership financing generally have better intangible assets (such as celebrities) or special actual assets.

2. Share-holding system: After determining an entrepreneurial project, if there is no capital, you can consider sacrificing some benefits to others in exchange for certain funds to achieve the purpose of entrepreneurial profit. This kind of financing is feasible without losing the controlling interest.

3. Bank loans: One of the common problems of bank loans is that it is difficult for small businesses and individuals to borrow from banks. At present, banks implement small mortgage loans, with unexpired certificates of deposit as collateral (both RMB and foreign currency certificates of deposit can be used), withdraw a certain amount from savings institutions, and pay it back in installments in zero. With the reform of the financial system, all kinds of loans will be gradually oriented to small enterprises and individuals, such as credit card overdraft, financing, stock bond mortgage loans and so on.

4. Pawn: When you are in urgent need of funds in the business process, you can mortgage your assets in the pawnshop and withdraw funds from the pawnshop. It is characterized by unlimited asset types, from real estate and automobiles to jewelry, jewelry and clothing. As long as the pawnshop thinks it is worth some money, you can pawn it. Moreover, the procedures are convenient and the funds can be obtained quickly. However, pawn also has shortcomings and can only be anxious. Don't let a pawn become a dead pawn easily, or you will lose a lot.

Lack of funds is a common phenomenon in the entrepreneurial circle. Lack of funds can't completely stop you from starting a business. You can start a small business that doesn't need a lot of money, or reduce your business plan. In addition, you can divide it into several pieces. In short, you can always find a way to start a business first, and then find a way to expand your business scope after the initial business is done and you make money. This original financing method is also very feasible.