Pawnshop, also known as pawnshop, is an informal marginal financial institution that specializes in issuing pledged loans. It is a market intermediary organization that mainly lends money and supplemented by commodity sales. Pawnshop, also known as pawn company or pawn shop, is a non-bank financial institution that mainly uses property as collateral for paid term loan financing. The development of pawn companies provides fast and convenient financing means for small and medium-sized enterprises, promotes the development of production and the prosperity of financial industry, and also plays an important role in increasing fiscal revenue and regulating economy. Exchange of goods for money is the essential feature and operation mode of pawn. When the pawnbroker delivers its property with certain value to the pawnbroker for actual possession as a guarantee of creditor's rights, in exchange for certain funds, when the current period expires, the pawnbroker usually has two profit channels: one is to redeem the pawnbroker and charge interest and other fees for profit; Second, if the household dies, dispose of the pawn, make up for the loss and make a profit. Pawnshop is a unique social and economic institution with both financial and commercial nature, and its financing service function is obvious. The financing service function is the most important and main social function of pawn companies, and it is also the currency trading function of pawn shops. In addition, pawn companies also play the role of pawn custody and commodity trading. In addition, pawn shops have other functions, such as providing services such as identification, evaluation and pricing of pawned goods. 1. It has articles of association that comply with laws and regulations; 2. It has a registered capital that meets the minimum requirements (the minimum registered capital of a pawnshop is 3 million yuan; Engaged in real estate mortgage pawn business, the minimum registered capital is 5 million yuan; The minimum registered capital of those engaged in the property right pledge pawn business is100000 yuan. The minimum registered capital of a pawnshop is the paid-in monetary capital of shareholders, excluding the contribution of physical objects, industrial property rights, non-patented technology and land use rights); 3. Having a business place that meets the requirements and the necessary facilities for handling business; 4. Familiar with the management personnel and appraisers of pawn business; 5. There are more than two corporate shareholders, and legal person shares are relatively controlled; 6, in line with the "pawn management measures" ninth and tenth provisions of the security management requirements; 7, in line with the national requirements for the overall planning and rational layout of pawn shops. ? Application procedure 1. Determine the total amount. In accordance with the principle of "overall planning and rational layout", the Ministry of Commerce determines the total amount of regulation and control and the time for reporting materials according to the corresponding economic indicators in various places. 2. Receiving materials. The applicant shall, in accordance with the requirements of the Measures for the Administration of Pawn, submit application materials to the municipal (prefectural) commerce department where the pawnshop is to be established. After receiving the application for setting up a pawnshop or a branch of a pawnshop, the municipal (prefecture) level commerce department with districts shall report it to the provincial commerce department for preliminary examination, and the provincial commerce department shall submit the examination opinions and application materials to the Ministry of Commerce. 3. Review by the Ministry of Commerce. The Ministry of Commerce organized a joint examination and approval working group of pawnshops to review the submitted materials. 4. Processing approval documents. According to the minutes of the meeting of the joint examination and approval working group of pawnshops, the Ministry of Commerce gave a reply to the provincial commerce authorities and issued a pawn business license. The applicant shall go through the registration formalities with the relevant departments with the approval and pawn business license. If it is not approved, notify the provincial commerce department and explain the reasons. 5. The enterprise holds the approval document of the Ministry of Commerce and the pawn business license, and after the preliminary examination by the public security organ of the local people's government at the county level, it applies to the public security organ at the city (prefecture) level for a special trade license, and applies to the administrative department for industry and commerce for a business license with the above documents and licenses. ?