Pawning real estate in pawn shops will generally generate three expenses: notarization fee, appraisal fee and monthly pawn interest and related service fees charged by pawn shops. The first two items are the service fees charged by notary units and evaluation agencies, and the amount is not large. The main fee is the interest charged by the pawnshop every month. Usually next month's rate is 3.2%-4.0% (3.2% stipulated by the state), which includes all the comprehensive service fees of pawn shops.
The monthly comprehensive rate of chattel pledge pawn shall not exceed 4.2%; The monthly comprehensive rate of real estate mortgage pawn is 2.7%; The comprehensive monthly rate of property pledge pawn is 2.4%;