JD.COM Gold is a comprehensive service product for gold consumption, such as gold purchase, storage, appreciation and recycling, developed by JD.COM United Cooperation Company. Income: Divided into investment profit and donation profit. Investment profit: the profit and loss of investing in JD.COM gold according to the fluctuation of market gold price. Gift income: the interest income generated by the gold principal invested in JD.COM gold account, and the interest is calculated in grams of gold on a daily basis. Purchase: At present, only Jingdong Financial App is supported to purchase JD.COM gold products, and Jingdong Financial App Home-Gold-Buy Now. Redemption (selling gold): products with lock-up period are not allowed to be redeemed in advance during the lock-up period, but can be redeemed in advance after the lock-up period ends. Current products or Jingshengjin products without lock-up period can be redeemed in advance, and the redemption funds generally need 1 to 3 working days, and will be returned according to the original payment path. When JD.COM gold products purchased after June 9th, 2065438+2007 are sold, the funds will be paid to the "gold cash balance" immediately, and users can use the cash balance funds to buy again or initiate cash withdrawal, and the cash withdrawal will be received within 3 working days.