Suijinka is a credit card of Jiujiang Bank, which carries gold business. After handling the incidental payment business, the gold card holder can apply for the incidental payment business, such as transferring the amount in the incidental gold card to the account provided by the debit card to withdraw cash, or directly using the incidental gold card for consumption.

There are the following differences with ordinary credit cards:

Single function

As mentioned above, the bonus gold card can only handle the bonus business. Compared with ordinary credit cards, it has more functions, such as overdraft consumption, cash withdrawal and transfer.

Consumer interest

Although the gold card can also bear interest, it is equivalent to transfer money and cannot enjoy the interest-free period. From the date of consumption, interest will be calculated on a daily basis, with an interest rate of five ten thousandths.

Repayment method

General credit card bills need to be repaid in full, or the minimum repayment amount; The maximum service life of the complimentary gold card is 90 days. Only the interest generated in the first two months can be paid off, and the principal and interest can be paid off in the last month.

quota restriction

The general credit card limit is divided into consumption limit and cash advance limit; There is only one limit for the bonus gold card, that is, the credit card advance cash limit, that is, the credit card consumption limit, which is also handled within the advance cash limit. In this regard, the general credit card limit >; The amount of gold card used.