Credit cards in Hong Kong are all in Hong Kong dollars, and banks will automatically convert them into RMB when they return to the Mainland for repayment. On July1-August 3 1, UnionPay card users can enjoy 30% discount and 4 times UnionPay points in more than 300 world-class brand stores in sogou, Hong Kong and Tsim Sha Tsui during their shopping tour in Hong Kong! You can also enjoy 4 times UnionPay points by swiping your card at Hong Kong International Airport 1 Terminal, Hong Kong Airport Shopping Mall and SkyPlaza Terminal 2. Terminal 1 10 Many high-end international brand stores offer UnionPay card users as low as 30% discount! The special merchants of UnionPay points include: Chow Tai Fook, Zhou Shengsheng, Fengze, Lukfook Jewelry, Fangbiao Bank, Ruibiao Bank First Station, Yu Rensheng, Gang Jin Gangzuan and so on.