In addition, other consumer finance institutions also provide various credit consumer loans, such as Zhongyuan Consumer Finance, China Post Consumer Finance, Haier Consumer Finance, Yin Chang Consumer Finance, Huarong Consumer Finance, Yin Hang Consumer Finance, Jinshang Consumer Finance, Shengyin Consumer Finance and Happiness Consumer Finance.
As long as more attention is paid to maintaining personal good credit, there is no bad record in the credit report; And can provide stable income proof, have the ability to repay on time, and generally can successfully borrow money from the above-mentioned consumer financial institutions.
Of course, if the credit is bad, you can't borrow money temporarily.
It should also be noted that there are many unknown small loan platforms in the loan market. Although the application threshold is low, it is not recommended to borrow money because there is no financial license.
You can query the online loan data report through "Puxincha", including the number of user applications, online loan data, online black index score, hit risk warning, court prosecution information, arbitration case information, dishonesty information and so on. These data are very accurate.
Extended data:
What are the uses of consumer loans?
There are mainly the following kinds.
1, buy furniture and appliances
Such as TV, refrigerator, sofa, bed, wardrobe, tables and chairs, air conditioner, water heater, etc. It can also be used for home decoration.
Step 2 buy a car
In the use of consumer loans, it is ok to buy a car, but it cannot be used to buy a house.
Step 3 use it for education
For example, studying abroad and re-education after employment. The loan funds can be used to pay tuition, accommodation and living expenses.
4, used for marriage
For example, hire a wedding company, hold a banquet, buy a wedding dress, buy jewelry and so on. You can apply for a consumer loan if the short-term expenses are large.
Step 5 travel abroad
It can be domestic tourism or foreign tourism. The longer the planned travel time, the greater the demand for consumer loans.
6. Medical beauty
Medical treatment refers to all kinds of medical treatment for colds, diseases and accidents. Medical beauty generally refers to the treatment and plastic surgery of the mouth and eyes.
7. Purpose of production and operation
For example, if the demand is small, you can also apply for consumer loans for production and business purposes such as expanding the factory building, purchasing business equipment, purchasing raw materials, and accounting turnover.
8. Other daily consumption
For example, shopping for dinner, buying food and cooking, buying clothes and shoes, paying utilities, transportation and other basic expenses of daily life.
Note that consumer loans are explicitly prohibited, that is, they may not be used in areas prohibited by law such as house purchase and investment.