What do you think of the Wuhan gold fake gold incident? Since this happened, the market has never stopped talking about it. No one would have thought that gold could be faked, so it brought huge fluctuations to the financial market as soon as it happened.

I. What happened?

Before commenting on this matter, let's briefly introduce it. So-called? Finance? In fact, to put it bluntly, it is financing, and different enterprises will choose different financing methods. This company is no exception, but their selection method is relatively novel. What is this? Gold pledge plus insurance policy? Form, in this form of financing, financial institutions need to leave a pledge of gold in exchange for the funds they want. The investors are two financial institutions, one is a trust company and the other is a joint-stock bank. But since last year, the company has begun to take shape. First, a large number of overdue trust plans appeared in gold jewelry, and then financial institutions found that the pledged gold was unqualified when disposing of the pledged gold, and the quality and weight did not meet the court testing standards. Since then, the financing scam of gold has been completely exposed. Overall, there are 83 tons of fake gold pledged, and the amount of financing defrauded by a * * * is as high as 30 billion yuan.

Second, reflection.

This thing is actually easy to avoid, but it happens because the problems exposed by enterprises themselves have not been discovered by financial institutions in time. After all, financial markets are not hard enough for risk management. Of course, this also reflects that the financial market still has shortcomings in industry control and management. Therefore, relevant departments should supervise and prevent this from happening again. The specific problems are: 1, the pledge was not detected accurately, it was not sent for inspection at the first time, and the product management and authorization were not in place. Don't let the stubbornness of behavior and ideas hinder your development. Remember, when you see it? Gold mortgage? This situation blindly follows the crowd, and at the same time, we must consider some companies with unreasonable behavior logic. 3. Is it right to respect common sense? Cautious? .

I hope that financial practitioners should learn to strictly abide by their own principles and bottom line, promote financial undertakings with a sense of responsibility, and prevent similar risks from happening again!