One: Chengdu prospers and benefits.
Chengdu Xingbaihui Loan Company was established on 20 12 and has been rooted in Chengdu for six years. At present, the company's business involves loan services, credit loans, mortgage loans, mortgage loans, mortgage loans and so on. , providing more than 65,438+000 kinds of loan products, establishing strategic partnership with 268 lending institutions, providing professional services to more than 65,438+020,000 customers in six years, and accumulating loans of 22.5 billion yuan, which is a good choice for Chengdu friends to solve problems.
Two: An Meitu
At present, the market layout of Anmeitu has covered Shanghai, Chengdu, Beijing, Guangzhou, Shenzhen, Xi, Kunming, Chongqing, Wuhan, Shihezi and other 10 cities. During this period, Shanghai Group's headquarters was transformed into 20 13, which started the pace of national expansion. 20 15 Chengdu, Xi' an, Chongqing and Xinjiang branches opened one after another; On 20/0/6, KLOC opened five stores and set up branches in Wuhan, Shenzhen, Beijing, Kunming and Guangzhou. In 20/0/7, KLOC opened two branches in Shanghai, Minhang and Pudong, and initially completed the nationwide 13 store layout. Anmeitu is committed to becoming a benchmark enterprise in the financial leasing service industry.
Three: Jin Ju Pawnshop
Sichuan Jinju Pawnshop Co., Ltd. was incorporated in Sichuan Administration for Industry and Commerce on February 28th, 2005 with a registered capital of100000. During the 14 years of the company's development, we have been providing customers with good products and technical support and perfect after-sales service. Our company is mainly engaged in pawn business (pawning of movable property and real estate such as automobiles, real estate and luxury goods). Tel:18140228813 (projects that need to be approved according to law can only be operated after being approved by relevant departments).
The company has a group of financial risk control experts, luxury appraisers and perfect after-sales team, which provides senior strength for the company's operation. After years of deep cultivation in the industry, we constantly explore the development direction and innovate new models. Up to now, various businesses have been steadily promoted, including pawn business such as automobiles, houses, watches, bags, jewelry, gold bricks and stones, digital products, equity, and bank acceptance bills. Give full play to the role of pawn in helping private capital turnover. Jin Ju pawnshop has been trusted by customers for many years and received favorable comments from the industry. At present, it has been successfully incorporated into the governing unit of Sichuan Pawnshop Association and the member unit of Chengdu Pawnshop Association. Everyone can give priority when dealing with it.
Four: Juxin Automobile
Juxin Automobile, a local car loan service company in Chengdu, has rich experience in financing loan services such as used car mortgage loan and mortgage car loan. Because it has been focusing on the local market, the car loan procedures of Juxin Automobile are quite convenient. No matter whether it is a car or not, no matter how much the loan amount is, it really achieved the loan on the same day. Moreover, the interest rate is reasonable, and there is no credit inquiry and electronic audit, which avoids complicated processes and procedures and helps customers save valuable time. Is a professional car loan service company operating by word of mouth.
V. Microfinance Network
Micro-loan network is the first P2P online lending platform for Internet finance in China. Micro-loan network is committed to building a professional, standardized, safe, efficient and honest peer-to-peer lending car mortgage intermediary platform. Through this intermediary platform, loan users can quickly raise private funds to achieve short-term loans, and investment and wealth management users can bid through the platform to achieve short-term effective personal investment and wealth management.
Six: Top level
Chengdu Ding Guagua Investment Group Co., Ltd. was born in 1996. After 20 years of development, it was listed on 20 14. Headquartered in Chengdu, Sichuan Province, the company has branches in Beijing, Shenzhen, Guangzhou, Chongqing and other cities, with an office area of10.5 million square meters and more than 3,000 employees. With the mission of "realizing the dream of starting a business and helping the development of enterprises" and the service cycle of the growth stage of enterprises, Top-Top meets the market demand of different periods, enterprises and levels.
Seven: Xin car loan
Sichuan New Car Loan, established in February 20 15, is one of the independent brands of Sichuan Economic Development Technology System Engineering Co., Ltd. ... Sichuan New Car Loan is a legal and compliant investment and financing information service platform approved by relevant departments. Shareholders and management of the company are industry experts with many years of experience in financial lending business, financial planning, risk control and private lending. In the years of operation, the company has been exploring and innovating the lending model, providing transparent, open, direct and safe lending transactions for all customers to the maximum extent, and is committed to providing comprehensive lending brokerage information services for both borrowers and borrowers with a scientific and rigorous attitude.
Eight: Yiyin.com
One sound. Com, a leading Internet financial platform and a leading P2P financial information intermediary service platform for peer-to-peer lending, is funded by Softbank China Capital and operated by Shanghai E-Bank. The platform of com Financial Information Service Co., Ltd. adheres to the principle of transparency, professionalism and temperature, and takes the Internet as the main channel to provide information collection, information release, credit evaluation, information exchange, loan matching and other services for both borrowers and borrowers, so as to realize direct lending.
Nine: Ping An Bank
Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen. Its predecessor, Shenzhen Development Bank, is the first publicly listed national joint-stock bank in China. China Ping An and its holding subsidiaries are the controlling shareholders of the Bank. By the end of 20 19, there were 34,253 employees, providing various financial services to customers through 9 1 branches and 1 0,058 business institutions nationwide.
Ten: Easy Loan Network
Easy Loan Network is one of the most professional Internet financial platforms in China. Combining the development of inclusive finance and the innovation of Internet technology, we will provide professional and fast loan services for individuals and small and micro enterprises to help them solve their financing problems. Up to now, the platform covers 37 1 city in China, with more than 2 million registered users, and provides tens of billions of loan services to various customers every year.
The above is the ranking of the top ten automobile mortgage companies in Chengdu compiled by Jin Ju Pawnshop (in no particular order). If you have any other questions about car mortgage, please contact us @ Chengdu Jin Ju Pawnshop.
Which companies in Chengdu are formal, car mortgage? Regular company, reliable routine, clear and transparent cost.
To make a car mortgage in Chengdu, you need to find a loan from Anmeitu. Anmeitu has been focusing on automobile mortgage business for more than ten years. Formal and reliable, with low threshold. There is a car to borrow. Qualified and honest management, reasonable and transparent fees. Post a price list in the store, clearly mark the price, and charge 0 regular 0 invisible fee. Mortgaged vehicles are stored in a closed room, which is safe all day. You can do it without a car, and you can manage it if you get the money. Generally, loans can be made on the same day. The maximum loan amount is 8- 10%. According to the different needs of consumers, tailor-made low-interest capital solutions. Professional one-on-one service. Anmeitu has 13 direct stores in China and 2 direct stores in Chengdu, located in Wuhou District and Qingyang District respectively.
What auto financing companies and auto financing leasing companies are there in Chengdu?
Chengdu Yitong Auto Service Co., Ltd., Rongcheng (Chengdu) Auto Service Co., Ltd., etc.
At present, basically, as long as the car sales point will cooperate with it, it can provide customers with personalized choices and package financing such as car purchase payment, purchase tax, insurance premium, extended warranty and boutique installation, and the product functions are unique and flexible.
The so-called auto financing company refers to a non-bank financial institution established with the approval of China Banking Regulatory Commission (hereinafter referred to as CBRC) to provide financial services for auto buyers and sellers in China.
Financial leasing means that the lessee can use the car only by paying a certain proportion of down payment or deposit and the agreed rent every month, and can obtain the ownership of the car after the expiration.
In the international market, 70% customers buy cars by installment.
Extended data:
Auto finance means that when consumers need a loan to buy a car, they can directly apply for preferential payment from auto finance companies, and they can choose different models and different payment methods according to their personal needs.
At present, there are five ways of personal automobile consumption loan: bank, auto financing company, auto factory finance company, credit card installment car purchase, and auto financing lease.
1, bank car loan
Procedures: you need to provide household registration book, real estate license and other information, and usually you need to use the house as collateral, find a guarantee company to guarantee, and pay the deposit and handling fee.
Down payment: Generally, the down payment is 30% of the car price, and the loan period is generally 3 years. Need to pay a deposit of about 65,438+00% of the car price and related handling fees.
Interest rate: the bank's car loan interest rate is determined according to the bank's interest rate.
2. Auto financing company
Procedures: car buyers do not need to provide any guarantee, as long as they have a fixed occupation and residence, a stable income and repayment ability, and good personal credit.
Down payment: the down payment ratio is low and the loan time is long. The minimum down payment is 20% of the car price, and the longest life is 5 years, without paying the mortgage fee.
Interest rate: The interest rate of auto financing companies is usually higher than that of banks.
Companies: SAIC General Motors Finance, Volkswagen Finance, Dongfeng Motor Finance, Mercedes-Benz Finance, Ford Finance and Toyota Finance.
3. Automobile Factory Finance Company
Procedures: You need to provide mortgage guarantee for the purchased vehicle. The applicant should have a stable occupation, domicile and repayment source, and have a good credit record.
Down payment: the minimum down payment is 20% of the car price, and the longest period is 5 years.
Interest rate: The interest rate is usually slightly higher than that of banks and slightly lower than that of auto financing companies.
Companies: SAIC Finance Company, FAW Finance Company, GAC Huili, etc.
4, credit card car installment payment
Car purchase by credit card installment is a credit card installment business launched by banking institutions. The credit limit that the cardholder can apply for is 200,000-200,000; There are three stages: 12 months, 24 months and 36 months. There is no loan interest rate for buying a car by credit installment, and the bank only charges a handling fee. The handling fee rate is different in different installments.
5. Car financing lease
Financial leasing is a modern marketing method that relies on cash installment payment. On this basis, it introduces the separation of ownership and use right in leasing services, and the ownership is transferred to the lessee after the lease ends.
Procedures: the threshold is low, no mortgage is needed, and non-local accounts are also acceptable.
Down payment: the down payment ratio is low and the loan time is long. The minimum down payment is 20% of the package price (vehicle purchase tax insurance), and the longest period is 5 years, without paying the mortgage fee.
Interest rate: Financial leasing companies customize different interest rate schemes according to different customers and modes. Usually higher than banks, but some models have manufacturers' support policies, which can reach the lowest market price.
Property right: There are two ways: direct lease and leaseback. The property right of the direct-rental car belongs to the financial leasing company, and it will be transferred when the lease expires.
Where can I get a car mortgage in Chengdu?
For car mortgage, Mo Long is recommended by Chengdu, and students and groups need to be excluded for groups over 25-55 who need large loans, as well as non-online loan groups, such as those who spend money and are full of money.
The condition analysis of automobile mortgage is as follows:
1. China citizens who have reached the age of 18, have full capacity for civil conduct and have a permanent residence in China.
2 have a stable professional and economic income, and can guarantee to repay the loan principal and interest on a regular basis.
3. Open a savings account in a loan bank.
4. Car mortgage can be provided, and there are guarantee measures recognized by the loan bank.
5. Willing to accept other conditions stipulated by the lending bank.
For more information about mortgage, please consult Morlon. Moerlong is headquartered in Chengdu and currently has subsidiaries in Chengdu, Beijing and Chongqing. Relying on the strong Internet and information technology R&D and operational capabilities, excellent management team and resource integration advantages, we strive to build industry standards in terms of customer acquisition, marketing, operation and product design, and provide customers with lower interest rates and more valuable loan products. Mo Long's loan products are all from partners, including traditional banks, emerging consumer finance companies and microfinance companies. Trustworthy!