If the credit card of Ping An Bank has a negative balance because it has used up the available credit limit, it can't be swiped again. If there is an overpayment on Ping An Bank's credit card, the money will be deducted first and then the credit line will be deducted. When the overpayment is greater than the consumption amount, there will be no overdraft.

Extended data:

Precautions:

Try not to cap: because of the cap rate, banks have no money to make.

Don't swipe the same card more than three times a day: swiping too much can easily arouse suspicion.

Don't brush all the quotas at once: if the quota is tens of thousands, try to brush it in a few days.

Don't pay it back at once, brush it out at once: especially on the repayment date, brush it out at once, which is a big taboo.

Baidu Encyclopedia-Ping An Bank Credit Card

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