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The difference between no exchange and general exchange
The main difference between universal and non-universal is whether you can withdraw deposits from banks other than the bank where you open the account.

1. The usual deposit in the passbook means that bank deposits can be accessed across bank outlets, but they can be accessed in different places with only one password; Inconsistent passbook refers to the business that depositors can't withdraw money from Bank A, that is, customers can't handle deposit and withdrawal business across outlets.

2. In order to enhance the competitiveness of the Bank's corporate settlement business, break through the restriction that corporate customers can only handle business in the same city area of the branch where the account is opened, meet the needs of corporate customers to handle business in the branches under the jurisdiction of the Bank, especially provide efficient and fast settlement services nationwide for group customers, and maximize the release of bank counter service resources, the Bank has launched a series of agency service products.