influencing factor
1, as an investment gold bar, liquidity and liquidation should be considered first. Need a unit that can be recycled and realized.
2. Reliability of gold bars.
3. Different from jewelry gold in the market, the price of gold bars is based on international quotations, in the form of RMB quotations. Jewelry gold increases most of the processing costs.
4. Seize the opportunity, fight against inflation, and maintain and increase the value at any time. So don't think that the price of gold is already high.
Investing in gold products
With the continuous decline of international gold prices, the enthusiasm of citizens in our city for gold investment has gradually warmed up. Recently, the investment in gold products has been loved by the public, especially the year of the snake New Year ornaments and gold bars, which have become the main sales force of new year stalls.
Compared with jewelry stores, the investment price of banks is relatively cheap, and the price per gram is similar to that of 380 yuan. The gold sold by banks can only be used for investment, not for jewelry, so the price is relatively cheap.
Buyers who invest in gold bars mainly aim at investment and collection, and generally choose to buy at a low level. Recently, the international gold price has continued to fall, and products with small quantity and high collection value, such as New Year's gold bars and gold medals, have set off a buying boom.
Extended data:
danger
Investors investing in gold bars can not only feel the reflection on high gold prices, but also find possible risks in all aspects of investing in gold.
1. Channel risk: poor recycling.
As an excellent investment product, it not only has the potential of price increase, but also has good liquidity. Imagine if an investor bought a gold bar at a cheap price and found that there were many restrictions when selling it, which would also greatly reduce its value.
Gold investors should not only pay attention to the fluctuation of gold price, but also pay attention to whether they can sell it after buying it. According to the reporter's understanding, not only do not every bank and gold shop in the market provide gold bar repurchase business, but most banks only recycle their own gold.
At present, China Merchants Bank has the lowest investment gold bar price of 345 yuan/gram, but China Merchants Bank is also one of the few banks that does not provide gold repurchase business. Although China Bank, Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank and Bank of Communications provide repurchase services, the repurchase prices are mostly lower than the spot price of gold on the day of Shanghai Stock Exchange 15 yuan, but all the above banks only buy back the gold bars sold by the bank.
2. Buying risk: Gold is not an ornament.
It is almost an unreliable idea to appreciate by buying gold jewelry. "Many investors go to the gold store to buy 18K gold jewelry, but the gold content of 18K jewelry is only 75%, and the investment value is not great." Dolly King, executive vice president of Shanghai Jinye, told Cai Shang reporter of China Business News.
At present, most gold ornaments are "24K gold" or "18K gold". The gold content of "24K gold" is about 99.99%, while the gold content of 18K gold is 75%. The gold content of most investment gold bars is 99.99%, which is usually called thousands of gold.
Even if the jewelry you buy is "24K gold", its investment value will be greatly reduced. The reason is that once gold becomes jewelry, it is "fashion consumer goods". Like most fashion consumer goods, gold jewelry is also facing elimination and depreciation.
Baidu encyclopedia-investment gold bars