According to public information, Lin Caiyi is a doctor of economics at Fudan University. He has been engaged in economic and financial discussions for a long time. At present, he is an outstanding authoritative expert of Shanghai New Finance Research Institute, an expert of China President Economist Forum, and a member of the Expert Advisory Committee of China International Finance Forum. In her early years, she worked as a researcher for the president of China UnionPay, and then entered the financial industry. He was the chief economist of Guotai Junan Securities and Huaan Fund, and retired from Huaan Fund in August 2020.
The reporter of Beijing Youth Daily found that some reliable netizens clearly put forward different opinions on the monthly credit card bill of Lin Caiyi 1 1.4 yuan. Some people say that during the COVID-19 epidemic, many Shanghainese still spent a lot of money on group buying. Generally, group purchases are all transferred by Alipay, most of which are savings cards, and bank statements cannot reflect the panorama of their own consumption.
Many professionals think that the bank statement of Lin Caiyi 1 1.4 yuan is the epitome of the recent consumption decline in China. According to the statistics of China Statistics Bureau, in April, the total retail sales of social development consumer goods was 2,948.3 billion yuan, down11%year-on-year. Among them, the retail sales of consumer goods other than automobiles was 269 1.6 billion yuan, down 8.4%.
The performance in Shanghai is even more remarkable. According to the information of Shanghai Municipal Bureau of Statistics, from June 5438 to April, the total retail sales of social consumer goods in Shanghai was 509.925 billion yuan, down 14.2% year-on-year.
From the perspective of enterprise types, the total wholesale and retail sales of manufacturing industry from June 5438 to April was 474.543 billion yuan, down 13.4% compared with the same period of last year. The retail sales of hotel accommodation and catering industry was 35.382 billion yuan, down by 24.0%. In terms of commodity categories, the retail sales of food, clothing, consumption and burning in June were 543.8+0.1.861.70 billion yuan, 1.23959 billion yuan, 253.996 billion yuan and 1.354 yuan respectively.
Wang Qing, the macro-economic investment analyst of Dongfang Jincheng President, stressed that the social development of consumer goods retail is the industry with the most obvious impact of this round of COVID-19 epidemic. In April, the optional consumption of jewelry and skin care products dropped significantly, and only the consumption of daily necessities such as grain, oil, food and medicine continued to increase positively, which was in line with the general law of COVID-19 epidemic.
In addition, many parties have introduced relevant stimulus measures for consumption recovery. For example, China UnionPay, in cooperation with the Ministry of Culture and Tourism and the competent departments of cultural tourism industry all over the country, has continuously carried out rich publicity activities for holiday tourism convenience, helping to release the development potential of consumption and enhance the charm of tourism economy.
It is understood that China UnionPay cooperates with the competent departments of culture and tourism industry all over the country to issue coupons related to "100 cities and 100 districts" culture and tourism in Guangdong, Guangxi, Fujian and other provinces 12 to help enterprises and facilitate the people. Since the implementation of the "100-city and 100-district" cultural tourism consumption plan, China UnionPay has promoted and distributed "100-city and 100-district" government vouchers in many places, covering amusement parks, hotel catering, urban public transport, catering, medical care and other multi-scene businesses within its jurisdiction. While focusing on improving the well-being of local people's livelihood, it has also promoted the resumption of work and production of cultural and tourism enterprises across the country. In addition, "China UnionPay Special Day" and "China UnionPay Illuminates Holidays? Various preferential promotions covering cultural tourism industry scenes are also under way, such as the Thanksgiving feedback season in May.
The pre-order of "6 18" in 2022 will be opened one after another at the end of May. As a large-scale e-commerce carnival in the first half of the year, it was also the first big promotion after the COVID-19 epidemic gradually stabilized, and the store tried its best. The new research report of CICC Securities sorts out the promotion schemes of key cosmetics brands at this stage. Generally speaking, the high attention of well-known brands has increased, and the discount rate has further increased. The sales scope of China brand still exceeds that of foreign countries.
Since the beginning of 2022, there have been some fields of home appliance stimulation. For example, Beijing issued more than 300 million yuan of environmental protection and energy-saving vouchers, which can be used to buy more than 65,438+0,800 products on the JD.COM platform, and the subsidy is limited to 65,438+00%. Guangdong provincial government departments reward cities that have achieved remarkable results in promoting household appliances consumption according to their sales performance; Encourage domestic appliance manufacturing and marketing companies all over the country to release the theme activities of convenient price reduction to promote consumption. The key incentive is to increase the price reduction of jade smart home products and promote the upgrading of household appliances. From April 65438 to June 30, 2022, Zhengzhou launched the theme activity of "Household Appliances Trade-in", subsidizing 20% according to the specific selling price of new household appliances, and subsidizing the upper limit of 500 yuan; Subsidies of 10% of the recycling price of old household appliances will be given to the old electrical appliances recycling enterprises participating in the activities.
China Merchants Credit Card plans to release every rebate of mobile payment and its major promotion theme activities in the national business circle, reasonably connect the supply and demand sides according to the combination of online and offline consumption, boost the connection of merchants, and contribute to the continuous repair of automobile internal circulation and consumption in economic development.
Wang Qing felt that after the epidemic, there was no foreshadowing for the recovery and improvement of consumption data, but the situation of maintaining the stable development of macroeconomic policies and slightly lower consumption growth rate would be further attached great importance.