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Comprehensive enterprise property insurance mainly includes basic property insurance and comprehensive property insurance, as well as some additional risks, which mainly cover those properties that can be reflected by accounting subjects and enterprise property items, such as fixed assets, current assets, off-balance sheet assets, houses, buildings, machinery and equipment, materials and commodities. The main difference between basic property insurance and comprehensive insurance is that comprehensive insurance covers a wider range than basic insurance. Basic insurance coverage: 1. Losses caused by fire, explosion, lightning, flying objects and other airborne objects falling. 2. The insured's own self-use power supply, water supply and gas supply equipment is damaged due to the insured accident, resulting in power failure, water cut-off and gas cut-off, resulting in direct losses to the subject matter insured. 3. When an insured accident occurs, take reasonable and necessary measures to rescue the insured object or prevent the spread of disasters, thus causing losses to the insured property. 4. Necessary and reasonable expenses incurred by the insured to rescue and protect the insured property in order to save and reduce the loss of the insured property when an insurance accident occurs. Comprehensive insurance coverage: 1, due to fire, explosion, lightning, rainstorm, flood, typhoon, storm, tornado, snowstorm, hail, ice, debris flow, cliff collapse, sudden landslide and land subsidence. 2. Flying objects and other flying objects fall. 3. The insured's own self-use power supply, water supply and gas supply equipment is damaged due to the insured accident, resulting in power failure, water cut-off and gas cut-off, resulting in direct losses to the subject matter insured. 4. When an insured accident occurs, reasonable and necessary measures are taken to save the property or prevent the spread of disasters, resulting in the loss of the insured property. 5. Necessary and reasonable expenses incurred by the insured to rescue and protect the insured property in order to save and reduce the loss of the insured property when an insurance accident occurs. Comprehensive insurance of enterprise property is divided into three categories according to whether it is insurable or not, namely insurable property, special insurable property and uninsurable property. Insurable property includes houses, buildings and ancillary decoration equipment, machinery and equipment, tools, instruments and production tools, transportation tools and equipment, management tools and low-value consumables, raw materials, semi-finished products, products in process, finished products or inventory goods, special reserve goods, houses, buildings and projects under construction, off-balance sheet or amortized property, etc. Special insurance property (hereinafter referred to as special insurance property) refers to the insurance property specified in the insurance policy by special agreement of both parties. Special protection property is divided into special protection property that does not increase the rate and special protection property that needs to increase the rate. The special protected property that does not increase the rate refers to the property whose market price fluctuates greatly or has no fixed price, such as gold and silver, jewelry, jade, jewelry, antiques, ancient paintings, stamps, artworks, rare metals and other valuable property; Dams, sluices, railways, culverts, bridges, docks, etc. Property that needs to increase the rate or attach special insurance clauses generally includes underground buildings, equipment and underground materials in mines and pits. Unprotected property includes land, mineral deposits, mines, pits, forests, aquatic resources and crops that have not been harvested or put into storage after harvesting; Currency, tickets, securities, documents, account books, charts, technical data and property with no appraisal value; Illegal buildings, dangerous buildings and illegally occupied property; Materials during transportation, etc.