There is no charge for swiping a credit card with a pos machine, and the charge for swiping a credit card with a pos machine is to deduct the merchant's money. In all the merchants of pos machines in China, there is no handling fee for credit card consumption of POS machines. As long as you don't go abroad, there is no handling fee. No matter it is any card of any bank. If the POS terminal charges the cardholder a handling fee, it can call UnionPay customer service to make a complaint according to the merchants and merchants of the POS bill.
For merchants of different natures, the proportion of handling fees borne by merchants when swiping cards with pos machines is different, which is mainly determined by the contract signed with POS machine providers at that time, and is usually deducted in proportion.
POS card processing fees are generally divided into five categories:
The first type of merchants include catering, hotels, entertainment, jewelry and gold ornaments, and arts and crafts (the general discount rate is 2%-2.5%);
The second type of merchants include real estate, automobile sales and wholesale (the general discount rate is 1%, and you can apply for a single-comparison transaction cap);
The third type of merchants include air tickets, refueling and supermarkets (the general discount rate is 0.5%-1%);
The fourth type of merchants include public hospitals and public schools (generally, the discount rate varies from region to region);
The fifth category of merchants includes the general category (the general discount rate is 1%-3%).