The difference between jewelry as an investment collection and traditional financial investments such as stocks and gold.
Investing in stocks can make huge profits in a short time, but it has the characteristics of high risk and many uncertain factors, which puts great demands on the psychological quality of investors and makes many people flinch. Many people who want to enter the gold market to make money by hoarding goods are surprised to find that gold does not necessarily preserve its value, and it is likely that it will not make money or even lose money in a few years. On the contrary, jewelry investment is relatively stable, and jewelry prices are not as obvious as stocks and gold. In addition to the influence of social factors such as cultural trends, a sudden and fanatical love for a certain gem in a certain period. For example, the prices of jadeite, tourmaline and amber have a steep upward curve. Jewelry prices have generally gone up. General jewelry must be collected for more than 3 years, and its value will increase by about 50%, reaching 100%.
Because of the slow withdrawal of funds, jewelry investment can not be speculative. Its capital flow is not as flexible as that of stocks and gold. Because both of them can be realized immediately whether they are profitable or not, most banks in China do not do jewelry mortgage replacement business at present.
First, in the long run, jewelry investment is stable and the risk is small.
As a non-renewable resource, jewelry will become less and less with mining, and high-quality and collectible gems will become more and more concentrated in the hands of a few people. Resulting in higher prices. Sapphire from Kashmir, pigeon blood red from Myanmar, these lost gems are invaluable. However, when the resources of each kind of the best quality gemstone are in short supply, there will be substitutes in the market. Substitutes are also natural gems, and their prices will rise with the exhaustion of high-quality resources. Spinel, for example, was originally a substitute for ruby, and now it has become a hot treasure in the market.
Compared with paintings and antiques with higher overall value, gems have scientific identification basis and clear grading standards. Collectors can obtain this information by learning relevant knowledge or consulting experts. The value of jewelry is clear at a glance, and the investment is clear at a glance. Moreover, most gems have good durability and can be handed down to future generations for thousands of years.
Second, the current situation of China's jewelry market
China modern jewelry market was formed in the early 1980s. It has only started for more than 20 years, but it has developed very rapidly. China is now the world's largest consumer of platinum, and China is also the world's largest consumer of jadeite. What can be compared with this is the shortage of jewelry per capita. The amount of jewelry per woman in China is much lower than that in Europe, America and other Asian countries. So we still face a huge market. In particular, the colorful treasure market is welcomed by the younger generation and has unlimited potential. Large particles of high-quality colorful treasures will increasingly become the mainstream of collection.
Third, high-quality jewelry has more investment value.
Should be based on the principle of receiving high-quality goods. The material, design and technology of jewelry should be considered comprehensively when collecting. High-quality gems with bright colors and large size are valuable for collection, while small-sized gems may have unstable prices and sometimes even depreciate.
And the value of high-end jewelry will also rise steadily. Such as high-quality jadeite and ruby, have increased dozens of times in the past twenty years. If you buy the right boutique, you can seize the trend of price increase in time and get huge profits. Excellent design and exquisite workmanship will also add points to jewelry. For example, the works of jade carving masters will far exceed the material itself and sublimate to the height of art.
Four, investment collection should be different from the average consumer to buy.
If it is for collection, try to avoid intermediate links and buy from the source. Jewelry sold in jewelry stores and shopping malls is a daily consumption terminal, and most of them are suitable for daily consumption, not for investment and collection, because merchants transfer profits to the selling price. Consumers can go to the country of origin to buy precious stones, which has obvious advantages in bulk purchase and raw stone price. Jewelry exhibitions around the world will have all kinds of gems, and there will be new varieties of gems, which is not only a good opportunity for shopping, but also a good opportunity for learning.
We often say that gold is valuable and jade is priceless. Jewelry and jade are brilliant in luster and bright in color, which is not easy to obtain. But its value is actually more than that. It is a very long process for a gem to grow into a crystal big enough to make jewelry. Because of the different growth environment, each gem has different inclusions. There are no two identical gems in the world, just as there are no two identical people, it is even more difficult to get a suitable gem. Therefore, jewelry is definitely an investment project that can be viewed and preserved.