Current location - Plastic Surgery and Aesthetics Network - Jewelry brand - Ping An Bank's credit card has not been activated. Do I need to cancel it?
Ping An Bank's credit card has not been activated. Do I need to cancel it?
If the credit card of Ping An Bank is not activated, it can be cancelled, and you can apply for resurrection at any time within six months of cancellation. Credit cards are marked with expiration dates. If they are not activated, they will not be cancelled. After the expiration date on the card, it will be automatically cancelled! Ping An Bank's credit card cannot be cancelled if it is not activated. It should be pointed out that:

① Not all credit cards will not be charged if they are not activated, so be sure to determine whether the Ping An Bank credit card you use will charge an annual fee if it is not activated.

(2) Cut the credit card in half after applying for cancellation to avoid being stolen by criminals and causing economic losses;

(3) not to say that you can ignore it if you cancel it. You can call the bank's customer service 45 days later to confirm whether Ping An Bank's credit card can be completely cancelled without activation, and you can cancel it directly by phone. Inactive credit cards can be cancelled through telephone banking. If the credit card can only be cancelled by telephone on the premise of cancellation, call the corresponding bank customer, enter the card number and information according to the prompt, and cancel the account. Ping An Bank dialed the credit card service hotline 955 1 1-2, and then transferred to manual application according to voice prompts.

After the cancellation of the credit card is completed, you need to cancel the account. Credit card cancellation requires me to bring valid documents to the bank counter.

Ping An Bank Credit Card Bank Counter Cancellation Process:

(1) Carry valid certificates, such as ID cards and credit cards.

(2) Get the reservation number from the bank and queue up.

(3) Explain to the service staff that you want to cancel the account, hand over the credit card to the bank staff and fill in the relevant application. (4) Credit card cancellation is completed.

Can I still use my credit card after I cancel it?

Whether the credit card can be used again after cancellation depends on whether the credit card is cancelled or cancelled. If you simply cancel your card at first, in principle, you can call the bank to open it for you and reactivate it. If the account has been completely closed from the beginning, it can no longer be used. If you want to use it, you can only apply again.

So I suggest you call the customer service of the bank to find out whether you are canceling your card or account, and then consider reapplying.