Buying a house for self-occupation: Generally speaking, such customers have the greatest demand for family property insurance, because the house and its contents are their own, and they have to bear the losses when they are in danger. Therefore, the types of insurance you can choose are the most. In addition to the three basic risks of house, house decoration and indoor property, we have specially designed indoor property theft insurance, cash insurance, gold and silver jewelry theft insurance, household appliances electricity safety insurance, water heating pipe burst insurance, nanny personal accident insurance, falling object liability insurance and domestic pet liability insurance for this kind of customers, which meets the needs of these customers to protect their houses and property.
Rent-out type: This kind of customers have less demand, because the house and its ancillary facilities are their worries, but the property in the house belongs to the tenant, so they are not responsible, so this kind of protection does not include indoor property theft, cash, gold and silver jewelry theft loss insurance, and the life safety of the nanny and the maintenance of the pet are also the responsibility of the tenant, which does not belong to the owner, so this type also reduces the personal accident insurance of the nanny and the liability insurance of the domestic pet accordingly. However, if the tenant dies unexpectedly in the house, the owner may have to bear legal responsibility and bear part of the expenses. Therefore, Ping An Property & Casualty has specially increased the lessor's liability insurance with a maximum of 50,000 yuan for renting customers to transfer the risks of the owners.
Rental housing type: this kind of customers have the least relative demand, because the house and its ancillary facilities are owned by the landlord and have to bear the indoor property, so the basic insurance is only indoor property. However, additional insurance still covers various items related to indoor property. In addition, the personal accident liability of nannies and domestic pets lies with residents, so there are personal accident insurance for nannies and liability insurance for domestic pets to choose from. But because there is no need to insure the house or decorate it, the premium for renting a house is also the cheapest.
In short, in the face of more than a dozen types of Ping An Property Insurance, customers should choose according to their own actual situation in order to choose the right one. In addition, it will be more convenient for customers to insure directly through online channels. They only need to click the mouse to select the type, and then they can freely combine in this category according to the situation. They don't have to bother to compare each type of insurance, so they can easily and accurately define the specific types of Ping An Property Insurance, and they can also get a maximum discount of 5.3%. So convenient, why not give it a try?
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