Specifically, if you want to find an investment company, there are too many places and you have to ask around.
If you don't mind the trouble, I'll quote you the experience of others in the shop. It is very long. Just read it patiently.
How to find a regular gold investment channel and how to identify illegal gold speculation?
In the past, gold was considered as the most valuable product. In today's society, gold not only belongs to preservation/decoration, but also is widely used in industry/aviation/medical care and other fields, and even becomes one of the most popular investment products in the international financial market. ? There are many investment forms of gold in the financial market. Which one is the most active and favorite among investors in the international financial market at present? What is the development of China's gold market? Now let's talk about these problems.
There are many kinds of gold investments in the world, which can be simply divided into spot gold and futures gold. Here I mainly talk about spot gold, which is divided into real gold trading and paper gold trading. Paper metal is the same as personal voucher gold, and the quotation is the same as real gold. With the fluctuation of the gold market, customers can earn the price difference by grasping the market trend of buying low and selling high. Paper gold is divided into paper gold introduced by banks (paper gold refers to buying and selling at full price of real gold) and gold investment in the form of margin.
Margin investment is one of the most active investment forms in the international financial market today. Here, I will introduce this form of investment in detail. The investment in the form of margin is a firm investment based on the principle of leverage, which is amplified by a certain multiple with a small amount of funds. The most popular forms of gold investment in the world are local London gold (spot gold) and futures gold.
London gold originated in London, and the London gold market is also the oldest market, so this investment product is called London gold. London gold trading is divided into real gold trading and leveraged trading (margin). Unless you are a gold trader, investors generally choose leveraged trading. At present, the major international gold markets have opened the London gold market. The daily trading volume of London gold is about $20-30 billion. London gold trading spans major gold trading markets such as Hongkong, new york, London, Zurich, Tokyo and Sydney, and operates almost 24 hours a day. London gold itself is recognized as a highly liquid asset in the world. Gold trading around the world is basically carried out 24 hours a day, and many people participate in gold trading. The transaction volume is quite amazing and the transparency is high. Therefore, it is not easy to manipulate the price of gold artificially, making investment fairer. At present, the largest gold trading market is in new york.
At present, there are many forms of gold trading in China, so how do investors choose these investment products? How to distinguish? At present, only two gold markets, paper gold and Shanghai gold, have been opened in China. Bank paper gold is operated according to the international gold price (the paper gold model mentioned above). However, Shanghai Gold was introduced to China only in recent years and was allowed to operate on the Shanghai Gold Exchange. Its gold standard numbers are AU99.99 and AU99.95. The Shanghai Gold Exchange was established by the People's Bank of China with the approval of the State Council and registered with the State Administration for Industry and Commerce. Its operation form is also the form of margin, the minimum trading unit is kilogram, and the amplification leverage ratio is 10 times. Shanghai Gold Exchange stipulates that customers must be legal representatives or authorized by legal persons, and stipulates that customers' funds can only enter the market through the first-class members of Shanghai Gold Exchange. It is understood that many customers of the gold company do not meet the above conditions for opening an account, and the funds have not been remitted to the first-class member companies. Is the investment made by the customer safe? Is the client's money safe? Has the money been put into the real market? Is this company monitored by a considerable government department? In case the government wants to investigate the financial problems of these companies or this company, who will guarantee the safety of these funds? Excuse me, can the bettors get their money back when the government investigates illegal Mark Six outlets? For example, there is a company called Xiamen Wan Ding Gold Investment Management Company, which reminds customers that they can successfully open an account as long as they sign a transaction agency agreement with their company and provide a copy of their ID cards, and the customers will directly remit the funds to the agricultural bank account of Xiamen Wan Ding Gold Investment Management Company, but I can't find Xiamen Wan Ding Gold Investment Management Company in the list of first-class members of Shanghai Gold Exchange. So why can this company accept investment funds from customers? Is the customer's account opening procedure legal? Just an investment management company, does the business license indicate that it can engage in financial transactions of gold?
Due to the short trading time of Shanghai gold, it did not open at the same time as the international gold market, which often missed the most active period of the gold market, so the price of Shanghai gold often derailed from the international gold market, which greatly increased the risk of investors. In addition, because Shanghai Gold only opens the China market, the market turnover is small and the price is manipulated artificially, so it is difficult for investors to judge the market situation and the investment is unfair. So now more and more people are aiming at the most active gold in the world-London gold.
At present, due to the imperfect financial system, China has not yet opened the London gold market. Therefore, domestic investors need to invest overseas if they want to invest in London gold. At present, many domestic companies claim that they can invest in London gold, and some even claim that their companies are doing gold deferred trading.
So these companies are all legal? As investors, how to judge these companies and how to make them invest in regular gold? ?
Since China has not yet opened the Loco-London gold market, it is definitely illegal to operate Loco-London gold in China. Because such companies themselves belong to the role of bankers (to put it mildly, they belong to city commercial banks). They used a set of software to tell their customers that it was an operating platform and their funds were deposited in their company. Because our company has not opened the London gold market, customers' funds have not been invested in the real London gold market at all. Their funds are only in the market established by that company, and the company gambles with customers. Will such a company want its customers to make more money? In addition, because there is no such market in China, there is no department to supervise the daily operation of such companies. However, the establishment of such a company does not necessarily require strong financial resources. Then who can guarantee that the company's financial situation will be good and the boss will not disappear? In case this happens, what about the money invested by customers in this company? For example, Lunya Leading (Beijing) International Investment Co., Ltd. and Hangzhou HSBC Gold Investment Co., Ltd. ..
Some people say that that company has opened many branches, and it must have certain strength and its financial situation is no problem. However, the business of operating this platform is simply not allowed by the state. When the state wants to investigate these companies, no matter how many branches there are, it will also investigate and deal with them, and all the funds of this company will be confiscated. Can customers get their money back? Absolutely not. Some people also said, why did the state not investigate these companies, and these companies can survive for so long? In fact, the government has been investigating such companies, and because there are too many such companies, Company A will close down today and be renamed Company B tomorrow. Therefore, at this stage, the government should first strictly investigate and deal with companies with more complaints. And ask investors, do you know that the company you invest in is not on the list to be investigated by the government? For example, Golden Family (Xiamen) Investment Management Co., Ltd. only has a detailed company profile on its website, but the most important "product introduction" column is basically empty, and as mentioned above, the contact information can only be viewed by paying members. Where is the safety and integrity of such a company?
In addition, some companies will not say that their companies are trading in London gold. They told investors that their company is engaged in gold delayed trading, the trading unit is ounces, and the trading time is 24 hours. Therefore, their essence is to engage in London gold trading, but they can buy real gold with one more service. They advertise that if customers buy in the wrong direction and don't want to lose too much, they can buy back with real money in order to avoid risks. However, I have a question to ask. This kind of investment can go up and down. If the price of gold falls when buying up, investors can buy real gold. If investors buy down and gold rises, how to carry out this hedging operation? Do you want to sell the real money back to the investment company? Let's calculate, 1 hand London gold is 100 ounces, and the margin used is about 12 thousand. Therefore, an investor who invests $50,000 can trade 20 lots of London gold. If he wants to buy back 20 lots of pure gold, how much does it cost in full? The current buying price of gold is $650, and it takes $654.38 +0.3 million to buy 20 lots. And the weight of 20 lots of London gold is 62 kilograms. I would like to ask, unless it is a gold merchant, what is the use of ordinary investors spending so much money to buy such heavy gold? Is such a delayed transaction worth promoting? In addition, the investment company quotes London gold to investors, and the gold bars sold are the standard of Shanghai gold. How to deal with the price difference? Which department can supervise this? And it is really difficult for laymen (ordinary investors) to verify the authenticity of these gold bars. If the customer is buying down (shorting), can he sell the real money back to the company when he buys in the wrong direction, and what is the standard?
For example, a company named Ganxin precious metals investment Co., Ltd. and a company named Mingzhu Shi Sheng (Fujian) Investment Co., Ltd. both launched gold deferred trading. What kind of gold does your company make? What kind of gold does the leveraged gold deferred transaction provided by your company belong to? According to what criteria, your quotation belongs to the international London gold (spot gold) price? If not, why is your trading time the same as international gold? As far as I know, the trading time of Shanghai gold in China is not that long. Is the trading unit of Shanghai gold kilograms? In addition, you think that the risk of gold deferred trading is low: physical gold bars can be delivered, and investors can avoid cutting meat and stop loss after being quilted. Can the above example of customers buying 20 lots really reduce the risk of customers? Which department of the country authorized the approval of this kind of transaction? Excuse me, which department of the country monitors your daily business?
There is another point that investors need to be reminded. Some people say that the banker is legal abroad, but people in China misunderstand the word banker, so they think it is legal for them to invest in gold in China. But I would like to ask, in the absence of monitoring by relevant departments, how can we ensure that these bookmakers have not violated the law? Mark Six Lottery is legal in Hongkong, but why is it illegal in China, which is forbidden by the state? Because the Mark Six Lottery activity was transferred to China, it has gone bad.
If domestic investors want to invest in London gold, what should they do? Overseas investment must be made. And is overseas investment legal? As long as the funds are remitted abroad through proper channels, the investment products comply with local financial laws and regulations and are definitely legal. For example, if a China citizen travels overseas, such as to Hong Kong, it is legal for him to legally take the funds out of the country according to the regulations of China, and then buy the Hong Kong Mark Six Lottery in Hong Kong. Therefore, domestic investors can only open accounts and invest in areas where the London gold market has been opened. There are several important gold markets in the world: London/Hongkong/new york/Sydney/Tokyo. Among them, Hongkong is the closest city to China, and it is a city of one country, two systems.
Before investing, we must first understand the strength of financial companies and the ability of investment consultants. Take Hong Kong as an example. As long as financial companies have both gold trading and foreign exchange trading, they have certain financial strength and are trustworthy. Because in Hong Kong, according to the law of the securities office, a financial company can conduct foreign exchange transactions and must inject more than 30 million Hong Kong dollars. Therefore, to start such a financial company, you must have considerable strength. If that company not only deals in foreign exchange/gold, but also in securities/futures trading, then the company's financial strength will be stronger, its scale will be larger, and it will be more strictly supervised by the relevant departments in Hong Kong, and its customers' funds will be more secure. In Hong Kong and other international financial centers, the financial market has a long history, and there is a perfect financial system and monitoring system, so that investors can rest assured of investing, especially those financial companies with considerable strength can obtain relevant licenses, which can reassure investors of the safety of funds. Moreover, in international financial centers such as Hong Kong, because the financial market has a long history and the local financial atmosphere is strong, the investment experience of investment consultants is much superior.
How can investors contact overseas investment companies? Overseas financial companies will set up offices or send staff in China (in addition, some domestic investment companies have signed cooperation agreements with overseas financial companies). Investors only need to get in touch with them, sign a sales agreement with overseas financial companies when investing, and then remit the funds to overseas financial companies to invest in London gold. As mentioned above, as long as this financial company has a certain scale in the local area and is monitored by the relevant monitoring departments of the local government, the customer's funds are absolutely guaranteed. What is familiar to the domestic people and closely related to China is Hongkong. Therefore, financial companies in Hong Kong will be particularly welcomed by domestic investors. As long as investors inspect the company as mentioned above, and as long as the company has those conditions, investors can make money with peace of mind.