The product cycle is 90 days and 182 days. When investing, users can choose according to their idle time of funds. After the purchased wealth management products expire, the wealth management income will be paid in one lump sum. If they don't understand, they can consult China Merchants Bank.
Users can invest in Juyishengjin private wealth management products through different channels such as bank outlets, personal online banking and mobile banking APP. When purchasing, they should read the agreement carefully and understand the detailed regulations. When investing, you can compare other wealth management products launched by banks and choose the one with high returns.
The risk level of wealth management products launched by banks is generally divided into five levels: R 1 (cautious), R2 (steady), R3 (balanced), R4 (enterprising) and R5 (enterprising). Except for R 1 (Cautious), banks generally guarantee the full repayment of the principal, while other wealth management products do not guarantee the safety of the principal.
China Merchants Bank was established on March 3, 2007165438,987, and its registered address is China Merchants Bank Building, No.7088 Shennan Avenue, Futian District, Shenzhen. Foreign-funded enterprises include Shenzhen Financial Electronic Settlement Center Co., Ltd., Zhaolian Consumer Finance Co., Ltd., China Merchants Bank Financial Management Co., Ltd. and China Merchants Cigna Life Insurance Co., Ltd. ..
Financial management refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance.
Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management. "Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only a foreign investment and financial management, but also a kind of financial management. If you don't know how to be invested, you don't know how to invest better.
At present, the institutions that can provide financial services to customers in China mainly include banks, securities companies, investment companies and economic management companies.
1, bank financing
At present, the wealth management products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.
2. Financial management of securities companies
Securities financing generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financing tools according to their different needs and investment preferences.
3. Financial management of investment companies
Financial management of investment companies generally includes trust funds, gold investment, jade, jewelry, diamonds and so on. , which needs high start-up capital and is suitable for high-end financial managers.
4.APP financial management
At present, there are many series of APP financial management methods on mobile phones, with zero start-up capital, which are suitable for all people.