(1) Property owned by the insured or owned by others and in charge of by the insured;
(2) Property managed by the insured or kept by others;
(3) Other legally recognized properties that have economic benefits with the insured.
The following property located at the address specified in the insurance contract, whose insured value is clearly stipulated in the insurance contract without specific agreement by both parties to the insurance contract, does not belong to the subject matter insured in this insurance contract:
(a) gold and silver, jewelry, diamonds, jade, jewelry, ancient coins, antiques, ancient books, ancient paintings, stamps, calligraphy and painting, works of art, rare metals and other valuable property;
(2) Dams, sluices, railways, roads, culverts, tunnels, bridges and docks;
(3) Equipment and materials in the mine (pit);
(4) Portable devices and equipment such as portable communication equipment, portable computer equipment and portable camera equipment;
(five) the project is not delivered or the acceptance is unqualified.
The following property does not belong to the subject matter insured in this insurance contract:
(1) Land, mineral resources, water resources and other natural resources;
(2) Mines and pits;
(three) the currency, ticket, securities and cash value of magnetic cards, integrated circuit (ic) cards and other cards;
(4) documents, account books, charts, technical data, computer software, computer data and other property that cannot be valued;
(5) Firearms and ammunition;
(six) illegal buildings, dangerous buildings, illegally occupied real estate;
(seven) a motor vehicle with a public driving license;
(8) Animals, plants and crops.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.