1. The credit line of the credit card has been used up, the available line is insufficient, and the balance of the bank card is insufficient;
2. The transaction amount of the card in a certain payment channel has reached the upper limit;
3. When spending by credit card, the bank detects the existence of risky transactions, thus limiting the transaction amount;
4. The customer has set the limit of a single transaction by himself. If the limit exceeds the upper limit, he will receive a prompt.