Credit card swiping and credit limit are all particular. This year, the bank's risk control is stricter and more attention should be paid to it. Businesses that used to be able to spend a lot of money, such as real estate, jewelry, home appliances, etc. All of them have been included in the monitoring merchants by banks, so it may not be so easy to brush a large amount again, and it is easy to be downgraded by bank risk control if you are not careful. So what merchant should I choose if I want to swipe a large credit card?

What merchants do you choose for large credit cards?

Although there are many merchants who are popular with banks, if you want to spend a reasonable amount, you must choose the right one. For example, it is unreasonable to spend 3000 yuan in the supermarket. Therefore, as far as the current bank risk control situation is concerned, I suggest you choose entertainment places, businesses with lower prices of golf, beauty or women's cosmetics. As long as these businesses brush well, they can not only meet the requirements of everyone to brush a large amount, but also help credit cards to withdraw cash.

In addition to the correct choice of merchants, there are the following points to pay attention to, otherwise it will only be wasted.

1, swipe time. Normally speaking, Monday to Friday is a normal working day, and the number of people going out to spend money will not be too large, so it is better to choose Saturday or Sunday for a holiday. In addition, the time of swiping the card should also meet the normal business hours of the merchant. For example, thousands of dollars of cosmetics were consumed early in the morning. Under normal circumstances, the cosmetics shop in this store is closed.

2. Number of swipes. Try not to let your bill only contain a lot of expenses. It's all right to brush it once or twice occasionally. However, in today's situation where the risk control is so strict, it is still necessary to brush with the daily small amount, and try not to exceed the usual credit card consumption limit too much. For example, if you only swipe your card dozens or 200 times, it will naturally attract the attention of the bank.

3. Credit card amount. Although the bank has given you such a large quota, you can brush it for everyone, but don't brush it empty at once. This is a sensitive area of the bank. No matter which bank, it doesn't like customers to empty their credit cards. Therefore, everyone should control the amount of brush as much as possible and brush it in batches if necessary.

In short, the credit card can only be lifted if it is swiped, and the bank will not be soft if it is not swiped well. Therefore, everyone must pay attention to the usual credit card consumption to avoid being targeted by banks.