After the business application is approved, the consumer transactions that meet the conditions stipulated in these Rules will be credited to the credit line, and the installment repayment plan will be automatically generated.
"Enjoy the loan" is based on the application of specially invited credit card holders of Bank of Communications.
The Bank of Communications will finally decide whether to approve the application according to the credit status of the cardholder at that time. After receiving the invitation, if the cardholder intends to apply, he/she can designate a credit card account to apply for the business or online banking in a way approved by the bank, such as mobile banking, and the cardholder can go to the credit card website of Bank of Communications for specific inquiry? .
Extended data
Available range
Users can use credit lines in most merchants who spend their daily lives, such as household appliances, high-end department stores, famous watches and jewelry, home decoration, furniture purchase, high-end banquets, travel and vacation, wedding photography, further training and education courses, etc., covering all aspects of life.
However, real estate, finance, securities, lottery, hospitals, tax payment, government services and other businesses. You can't enjoy the loan amount in installments. The Bank of Communications credit card website will regularly update the types of merchants who are not allowed to use credit lines for transactions. For details, please see the website of Bank of Communications Credit Card.
Refer to Baidu Encyclopedia-Enjoy Loan