Insurance category: family property
Insurance Company: Taiping Insurance Company Limited.
Age of insurance: there is no age limit.
Payment method: flexible
Payment term: flexible
Warranty period:
Product features: Comprehensive property insurance covers risks such as fire, lightning, explosion and falling objects in the air.
Insurance liability: Article 1 The following property may fall within the scope of the subject matter insured: (1) Property owned by the insured or owned by others, for which the insured is responsible; (2) Property managed by the insured or kept by others; (3) Other legally recognized properties that have economic benefits with the insured. Article 2 The following properties, except those specifically agreed between the insured and the insurer and specified in the insurance policy, are not within the scope of the subject matter insured: (1) Gold and silver, jewelry, diamonds, jade, jewelry, ancient coins, antiques, ancient books, ancient paintings, stamps, artworks, rare metals and other valuable properties; (2) Dams, sluices, railways, roads, culverts, bridges and docks; (3) Equipment and materials in mines and mines. Article 3 The following properties do not fall within the scope of the subject matter insured: (1) Land, mineral deposits, mines, pits, forests, aquatic resources and crops that have not been harvested or put into storage after harvest; (2) Currency, tickets, negotiable securities, documents, account books, charts, technical data, computer data, guns and ammunition, and property with no appraisal value; (three) illegal buildings, dangerous buildings, illegally occupied real estate; (four) materials in the process of transportation; (5) A motor vehicle that has obtained a license plate and is operating normally; (6) Livestock, poultry and other raised animals. Liability for Insurance Article 4 Where the loss of the subject matter insured is caused by the following reasons, the insurer shall be liable: (1) fire or explosion; (2) Lightning, rainstorm, flood, typhoon, rainstorm, tornado, snowstorm, hail, ice, debris flow, cliff collapse, sudden landslide and ground collapse; (3) The falling of flying objects and other airborne objects. Article 5 The insurer shall also be liable for the following losses of the subject matter insured: (1) The self-use power supply, water supply and gas supply equipment owned by the insured is damaged due to the insured accident, resulting in power failure, water cut-off and gas cut-off, thus causing direct losses to the subject matter insured; (2) When an insured accident occurs and losses are caused to the subject matter insured, take reasonable and necessary measures to rescue the subject matter insured or prevent the disaster from expanding. Article 6 In the event of an insured accident, the insurer shall bear the necessary and reasonable expenses paid by the insured to prevent or reduce the loss of the subject matter insured.