1. The investment losses incurred shall be fully borne by the investee, and the investor shall collect 1% of the total investment every month as the basic investment return. Both parties settle their investment accounts once every six months, and 30% of the investment income will go to the investee and 70% to the investee.

2. The investment losses incurred shall be fully borne by the investee, and the settlement method of the investment account may be carried out according to the investor's choice. The investor's return on investment is calculated according to the fixed annualized rate of return 18% or 20%.