This paper summarizes the average household assets in Hefei, and then compares the China Household Assets Report published by China Bank last year. Unfortunately, it can only be said that it has just got rid of poverty. 140, the standard of three houses without loans can be met by many relocated households. Millions of savings, 500 thousand family income, is not high. According to the income of a large number of civil servants in Hefei, two civil servants in one family, plus some gray income, will exceed all your property in three to five years. As for other cities, not to mention. You can search for the demolition in Shenzhen and Guangzhou, which is worth hundreds of millions a night. To sum up, you are not even a terrapin, and it is not your turn to be a local tyrant.
To become a middle class in Hefei, you need to do the following: 1, own more than two houses in the urban area, and the single house is not less than 140 (at least one house has no loan), and one of them is rented. 2. Personal annual income is not less than 6.5438+0.5 million, and family income is not less than 200,000 yuan. 3. Own vehicles with a value of not less than 200,000 (no car loan) 1 or above. 4. The family deposit is not less than 500,000 yuan or the equivalent securities and jewelry.
Poverty: Can't afford the down payment for a city house.
Reluctantly: I can afford the down payment on the house. After paying off the loan, the monthly residual income is less than 5000.
Well-off: having a house and a car, without a loan, or after paying off the loan and basic expenses, there are still more than 10 thousand left.
Petty bourgeoisie: on the basis of well-off, you can also pay down payment to buy a house and then buy a car, which basically does not affect your daily life.
Middle-class: three or more properties in the urban area, and two cars with a class of more than 300,000 at home. Excluding all expenses, the annual income is still higher than 500 thousand.
Assets100000 yuan, too low, sorry Hefei.
Two suites in the urban area (worth 500+), with car and parking space, no loans and foreign debts, 34 years old, in Hefei, with a full-time wife and baby. Well-off
The middle class is not based on property, but has received higher education, at least bachelor degree or above, a stable income, a higher living standard than the average, and a higher cultural level and literacy. Wholesale fish, shrimp and seafood in the market earns millions a year, and there are seven or eight houses. Do you think he is middle class? So don't be ashamed of those who say that they can borrow at least one or two suites.
The standard of middle class in China and Hefei in 2020 should be the same as this standard. There are several dimensions, let's take a look.
Income: personal annual income is 300,000, and family annual income is more than 500,000. This income is quite difficult in Hefei. It is estimated that it is difficult to go to work and do business. That is, with a monthly income of more than 40,000, it is difficult to rely solely on wage income. If there are various investment returns, it is still possible.
Housing: living in the urban area, with a house, no mortgage or little pressure on mortgage, and the per capita use area is calculated as 30 square meters.
Transportation: No matter whether you have a car or not, you have a car loan, as long as the vehicle level belongs to high-grade or above.
Other assets: the family's other investment and wealth management, stocks and cash assets are more than 654.38+0 million.
Freedom of vegetable market: eat healthily, regardless of price, all kinds of organic, imported fruits, durian and cherry, grass and strawberry just listed, and wear appropriately and comfortably.
Have a good academic background: the undergraduate course is the basic start, and anyone can come up with a bunch of qualification certificates, professionals or entrepreneurs. Whether children can receive a good college education.
Life taste: elegant style, good appreciation and high literacy.
Overall, Hefei's middle class, probably added up, started with assets of 5 million.
Hefei middle class, net assets should be more than 20 million. These net assets should be able to be realized quickly, and at the same time, it will not affect the current life after realization.