A poster of Jiangxi Jiujiang Bank's "bride price loan" is circulating on the Internet. The poster shows that this product named "bride price loan" can borrow up to 300,000 yuan, the longest term is 1 year, and the annual interest rate is as low as 4.9%. It is worth noting that one of the application conditions is that both husband and wife must be full-time employees of the administrative organ. The loan is used for wedding tourism, car purchase, home appliance purchase and jewelry purchase. Netizens have been arguing about this "bride price loan". The point is two things. One is a gift, not a good thing. Many netizens think this is a feudal system, which should have disappeared as early as the last century. ?

I have heard of "car loan", "mortgage" and "education installment", but most people have never heard of "bride price loan". As the name implies, "bride price loan, beauty gift loan" may be a loan project specifically for gift-giving troubles. The "gift loan" launched by Jiangxi Jiujiang Bank has been screened in the industry. The maximum loan amount is 300,000 yuan, the minimum annual interest rate is 4.9%, and the longest loan period is one year. The news caught people's attention. The slogan of the poster "Don't worry about the gift fee, the' loan' is stable and happy" captures the pain points of users more accurately.

At present, after hot discussion on the Internet, Jiujiang Bank withdrew the information about "bride price loan", which may change in the future. In this regard, the customer service staff of Jiujiang Bank said in an interview that Jiujiang Bank has not launched a "small gift loan" product, and there will be no upper limit arrangement in the future. Online pictures are only for publicity by the propaganda department. An account manager of the bank told the media that "beauty loan" is actually a product of "happy loan-pocket money". "If there is a loan, it can be used to buy a car or give gifts."

As we all know, "expensive gifts" are bad social habits. The pursuit of beauty can not only "borrow" the happiness of young people's marriage, but also greatly increase the marital burden of young people and become an important reason for ordinary families to return to poverty. Be severely criticized by society. In recent years, many policies and measures to control "sky-high beauty" have been introduced from the central government to the local government, which have been supported and welcomed by the broad masses of the people.

Many netizens commented on this. Some netizens joked about "taking a dowry loan" and "taking a dowry loan and paying off debts with men after marriage". Some netizens also accused that "banks have no moral atmosphere, which encourages the gift-giving atmosphere and violates the direction advocated by the state at present."