Liu Shanen, an expert on gold economy in China Gold Company, said that the real investment of ordinary people can be divided into three categories: gold bars, gold coins and gold jewelry. The reason why China counts gold jewelry as a gold investment variety is because when the gold jewelry market was opened in 1982, the state was not allowed to invest in gold. Therefore, the commodity function and investment function of gold jewelry are integrated.
In the past, if people sold gold to banks as their main means of realizing money, pawnshops became the only export for people to sell gold regularly after banks closed their doors to collect money. The reporter learned from the Money, Gold and Silver Department of the Business Management Department of the People's Bank of China that the pawnshop is a gold purchase point designated by the People's Bank of China.
In addition to some inherent prejudices about "entering the pawnshop", citizens also have doubts about the gold purchase price of pawn.
The staff of the business hall of Dongcheng Sub-branch of ICBC, which has started personal gold purchase business, said that the gold purchase price of pawn shops may be higher than that of banks. Because gold jewelry, as a handicraft, contains processing fees in its price, pawn shops will take this into account, and bank purchases treat all gold equally. For a long time, the buying price of gold in banks has been around one gram of 60 yuan. When the international gold price continued to rise before the Spring Festival this year, the buying price of banks was close to that of 90 yuan.
The reporter learned from many pawn shops in Beijing, such as Jinbao, Huaxia and ZTE, that the pawn price of gold depends on both the international gold price and the domestic gold jewelry price. At present, the price of pure gold pawn in Beijing is around 90 yuan/gram, but not long ago, when the price of gold kept rising, it reached 95 yuan/gram. In the counter of the exclusive sales department of Jinbao Pawnshop, there are both two-color gold rings of about 1,000 yuan and a full set of panda gold coins issued in 2003. Sharla Cheung, who specializes in accepting gold business, told reporters that the daily business volume of pawn shops is around 30, "60% of which is related to gold, and there are two or three unique gold every day. Now some old pure gold ornaments have made many people lose the heart of' trade-in'. "
Yang of ZTE Pawnshop told reporters that the value of gold jewelry is generally below 30,000 yuan. According to industry regulations, as long as the absolute goods are below the limit of 30 thousand yuan, pawnshops can handle them themselves. Absolute gold jewelry can be turned over to the bank. "In most cases, we put it directly into the sales department."
It is understood that with the increase of the absolute proportion of gold, in order to turn over funds as soon as possible, if the customer offered to sell gold at the pawnshop, the pawnshop could directly waive the 5% handling fee.
Sell gold, hehe, I sold it ~
Look at which province you are from first, because the price of gold is different in every region.
I suggest you follow the following steps!
Go to your gold shop first, preferably a bigger one, and ask the price of gold! You can say you want to buy a ring and ask. I won't say more about the specific words)
We don't need the ID card you mentioned here. You can ask (Shaanxi people) directly, don't be afraid.
Don't close your ID card yet, let's see how much your ring can cost! If you have the original shopping receipt, you can check the composition and quality of gold. If you lose it, you can go to the gold shop and say that you want to melt this ring and make a new one. Let him check the composition and quality of gold for you. Generally speaking, it is free, and the inspection fee is only 10 yuan at most!
4. keys! After several tests, each one is different, hehe. It will be much worse! Remember, this is a test! Don't let him touch your ring with any sharp metal weapon and don't let him put it in any solution! No matter what he says! Usually they can see the ingredients at a glance. They just weigh themselves with scales!
Note that I didn't mention the pawnshop here! Because pawn shops are the darkest! The price of gold collected by pawn shops is much higher than that of gold shops! But they say the quality of gold is the lowest! So you need to know the information you need at the Gold Bank first!
6. The recycling price of high-quality components is what you need to know! Shop around!
Sell it again, try to sell it to the gold bank! It's really impossible to bring more people to the pawnshop to sell! At least two!
Finally, you must remember! Don't let the gold out of your sight!
One more word: you don't have to sell it, it doesn't matter what others say, it's yours! If you sell according to Article 6 (of course, Article 6 must be accurate ~), you won't lose much! (it is impossible to lose money. What do you earn without losing money? )