About making money
This question is so big that I need to sort out a lot of ideas before I can talk to you. I thought a lot, starting with a sentence from Warren Buffett.
If you find a way to make money by sleeping at night, you will work to death!
-Warren Buffett
This is cruel, yes, but it also tells you a direction, that is, some people try to make money when they are asleep, and there are not a few, so what I want to tell you is that you should try to be such a person.
Let's start with making money. How much money you can earn, of course, does not depend on how much sweat you have and how smart you are. It depends on your thinking mode and desire. Everyone is good at different things, so the way to make money is different. But there is no doubt that you should find a way that suits you.
There are many books that teach you to make money, but you will find it difficult. Unless it is to give you business skills, it is really difficult to make money. There is a good saying, small wealth depends on diligence, middle wealth depends on morality, and great wealth depends on life. Everything I told you that can make money is false. Because no one will tell you his way to make money. Some ways to make money are true, which is someone else's business. Therefore, if you can make money from the beginning, I suggest you learn from others and see how others make money, such as working to make money, so that at least you won't lose too badly at the beginning. There are many ways to make money. The key is to find the right one. I want to tell you here that you are unlikely to make all the money in the world, and you don't have to envy others. Because it's destiny takes a hand, you can't expect too much, but you should learn to share profits with others. Because you learn a penny well, you will cope with 90% of the difficulties. In short, you need to find a way to make money that suits you, and you can't just look at a little money to earn immediate benefits. You should learn to make money in the natural environment of high-level talents' commercial services, and make money safely and stably. Don't rush for success, be arrogant, and don't aim too high and take risks. The more money you earn, the more money you want. It's just that you happened to do the right thing to make money. Although you may have an eye, many of them are lucky. Therefore, if you feel that you have the ability to work, you should be more stable and calm, because many people who once had a good time earned things that they couldn't afford, then they became arrogant and self-expanding, and then they began to do all kinds of crazy and incorrect things, which made them regret for life. There is a saying that the creator made his country perish and made him crazy first, because I have experienced this kind of thing, but fortunately, the truth saved me. I also read a book written by Robert Toru Kiyosaki a long time ago, which discussed the difference between property and assets in detail. Assets can constantly generate cash flow for you, and property will fluctuate with the development and transformation of society, and Warren Buffett also said that borrowing money is definitely not necessary. I understand this truth. So when I was buying a real estate, I decided not to borrow money or borrow money. In fact, this is right. Because once I borrow money, I will lose weight with the depression of the real estate industry. So I also want to tell you here that it is forbidden to borrow money, and the habit of saving money comes into being without eliminating people who are beyond their working ability, that is, kazuo inamori said to build a reservoir, which means to nip in the bud, because you never know what you will encounter.
Speaking of which, let's talk about the rich, all kinds of rich people in the world. You can master the method of accumulating wealth according to various books and networks. Let's talk about it sometime. What I want to tell you is that rich people are rich themselves, that is, how can they be rich? I think it goes without saying that apart from the concept of dark side, rich people do have a lot to learn. First of all, their eyes, that is, their vision for the future, are different from ordinary people, and they can see the future. You can understand this slowly. Besides, this is the way they do things. Achieving high efficiency is the biggest and most scientific research. The third is their spiritual essence, which is plastic, uncompromising, persistent and always cheerful for the future. You need to learn and train this excellent quality. You should learn to see their bright spots, and don't think that making money is ill-gotten gains, which is wrong. What's more, these people continue to create for social development.
About saving money
I said a lot, I don't expect you to find out at once, and I don't want you to get rich overnight. I just want you to make the money you can safely. First learn to earn money for others at work, then learn to earn money for yourself, and then learn how to let others help you make money. What you can guarantee is up to you.
After talking about making money, let's talk about saving money. It takes thousands of pieces of wood to build a house, but matches are destroyed. This is not to tell you the necessity of security equipment, but to tell you that even if you are given the concept of green development, it is very easy to destroy, so you need to learn to save money more carefully.
Needless to say, in the case of buying items that must be owned for a long time, the use value itself should also be taken into account. Here you can look at Buffett's book, which firmly discusses the difference between use value and price. In addition, you should also consider property and assets, buy suitable property, and then regard it as assets. In addition, you don't have to buy luxury goods as much as possible, because luxury bags are deceptive unless you have too much money. For example, when you married my mother, bare diamonds were all the rage at that time. I thought about it. A loose diamond has all the fluidity, so I choose to buy gold. However, if I can afford thousands of pieces of jewelry, I think it is also an asset. Naturally, it is best to do things without spending money. The ideal thing is to spend other people's money to do your own thing, as Zhang Wei said. There is something in what you say.
Actually, it's hard to come up with money. I don't understand, so it's still difficult to pay for it. His giant building in Shi Yuzhu collapsed because of blindly following the trend. When Wu Hao made money by selling websites, an experienced person gave them a suggestion. In three years, you don't need to invest in projects and stocks, you just need to think quietly, you can buy some luxury bags, but you don't have to make any big decisions. I think it's just that people are always easy to rise. If you make a little money one day, you must remember that this is good, but you must be rational. If you earn twice as much as before, give yourself a month's summer vacation. If it is five times, it will be a holiday for three months. If it is 10 times, you will have a holiday for half a year. In the meantime, you will only be with your relatives. If you can't soothe your restlessness, you will have a year off, or even. You can't use the stock exchange. If you don't understand, you have to look at futures people who commit suicide by jumping off a building. I don't know how much money you can earn, but I understand that you must not let money manipulate you. It's useless because if you get along with others, you can't say how much money I have. Let's be friends. You really have the overall strength. People will ask you out.
When it comes to saving money, we can't help but talk about another thing: thrift, which is very interesting. I think frugality is a habit and a matter of overall strength. You are unlikely to go to the western restaurant all day. It's not important to others, and you can't climb mountains in a suit. It doesn't matter to anyone else. Diligence and thrift are concessions made within the scope of respecting the moral bottom line of others and not easily exceeding their comprehensive strength. If you can have any lifestyle of your own, but it involves others, you need to pay attention to others' feelings, not just yourself, so you should understand the moral bottom line of thrift. In addition, why is frugality a good work style? Because if you overdo it, the road of life will get out of control, so I will give you less cultural education about thrift, so that everyone can understand why you should be frugal. Besides, frugality is enough. In many cases, enough is enough. It is a state of mind and a realm of life.