Online banking can buy and sell gold, which usually refers to "paper gold", similar to the operation of stocks. At the same time, some banks have increased the short-selling function, and both ups and downs can make money. For example, ICBC launched a "gold expert"-personal physical gold business; SDB launched personal gold business-"Jubao". The "full treasure" of Bank of Communications and so on are all paper gold. If you use Minsheng Bank Gold T+D, you can extract physical gold online.