Secondly, everyone should understand the essence of home collection. The current online lending platform basically does not come to the door by itself, but is outsourced to a collection company, and then the collection company organizes its own collection tasks. To put it simply, the so-called door-to-door collection, the online loan platform itself may not know, are privately organized by the collection company. When notifying the debtor, these collectors may tell you that there are legal personnel or something. Even tell you that you need to bear the transportation expenses and legal fees yourself.
In fact, this is unrealistic. Let's not talk about whether judicial personnel will come forward because of an online loan. The online lending platform itself can't stand it. A debtor needs several people to deal with it, so how do thousands or even hundreds of millions of debtors collect it? Moreover, the real big platform will not tell you anything about collection, and will report the credit information directly to you. The debtor will beg for his own money sooner or later.
Don't say it's useless to take credit. As long as you use it once in your life, you will know what the real trouble is. For example, the current credit card, I said that the credit card is formal, and no one should refute it, right? So is there a violent collection of credit cards? Of course not. These are all things that need no doubt, but how many people are willing not to pay back the money owed by their credit cards? Unless there is really no money to pay back, most people will pay back their credit cards. Even if you owe debts to multiple platforms, you will give priority to using credit cards to pay back the money.
Therefore, a truly capable platform will not tell you about any violent collection or door-to-door collection, because they don't need these at all. Finally, some people may have questions. What should they do if they really come to collect money? If you have, don't let yourself in. If it's too much trouble, pretend you're not at home. These actions are legal! Although these collectors may be strong on the phone, they dare not make any mistakes in collecting money offline.
I saw the gathering team at home with my own eyes. They can only enter after the debtor agrees. If the debtor disagrees or is not at home, there is nothing they can do. Do you have any better opinions on this? If there is, I will share it with you.
Related question and answer: Related question and answer: My brother owes the online loan, but he has been called home. My family asked me to return it first. Should I promise? Online lending is not a good thing. Who will touch online loans when people are alive?
Your brother is an adult and should be responsible for his absurd behavior. I can't study well at a young age, and I don't know why I am in debt. Don't drag your family down if you have the skill!
It seems that last year, I saw a case in the gold medal mediation program: the mother and daughter also had a fierce quarrel because of usury. My mother was completely disappointed with this stubborn daughter and made up her mind to break up the mother-daughter relationship with her.
When her daughter went to college, she started what she called entrepreneurial action. Because young people are impulsive, I believe that some people in the society lobby: "It is good to make money by doing this kind of direct selling, or to do that kind of WeChat business?" As a result, for a long time, I not only didn't earn money, but also lost a lot of money. Because she refused to admit defeat, she kept drumming, and her mother didn't give money for campus loans and online loans. Before graduation, she pulled nearly 654.38 million online loans. Single mother, ordinary office worker. It is not easy to save some money. Seeing that her daughter was caught in the online loan crisis, she helped her pay back nearly 65,438+million online loans and almost emptied her old money.
This is a daughter's skill, and her heart is high. She wants to be a boss and make a fortune. My mother's timely assistance in repayment actually contributed to her loan. After graduation, I secretly went to the online loan to do business, and the result was nothing. So many times, my mother couldn't stand it. Finally, I was so tired that I broke off the mother-daughter relationship with my daughter.
Children nowadays are really difficult to discipline. If you are not careful, you may get into trouble. My brother owes an online loan, and my parents must be particularly anxious. At present, the urgent task is to help parents and younger brothers discuss the repayment plan. What should I do if I know from my younger brother where all the money spent on online loans has gone and stabbed such a big hole? Tell him to remember!
It must be unrealistic for your own brother not to help. If the amount is not large, if your economic conditions permit, help him plug the hole first, so as not to bring more trouble with interest. However, you should make it clear to your brother that the money is lent to him temporarily, only once, and ask him to promise not to make the same mistake again in the future, and write a repayment plan according to the loan regulations. Otherwise, he will forget the pain, forget the scar and make the whole family sad.
It's no use complaining when things have gone wrong. They are all our own relatives. Ability to help as much as possible! Parents are old, so as not to worry about getting angry and causing bigger things.