As the only independently listed variety in jewelry, diamonds account for 90% of the current jewelry market, and their value is self-evident. However, diamonds belong to precious stones after all. It can be used as the object of investment and collection, but not as hard currency. Hard currency refers to a currency with good international credit, stable currency value and strong exchange rate.

Due to the differences in inflation level, balance of payments and foreign exchange control, when a country has a low inflation rate and a surplus balance of payments, its currency value is relatively stable and its exchange rate is firm. In the international financial market, it is customarily called hard currency. Precious metals such as gold and silver have these characteristics, so hard currency should be scarce, but extremely rare is not suitable for hard currency, because it can't be exchanged at any time, and diamonds, as rare gems, can't be reprocessed and can't have fixed quality. These are all constraints. Therefore, if you want to preserve value and invest in wealth management, it is recommended to choose gold. If the advantages of collecting diamonds are outstanding, it depends on your choice angle.