If your credit information is not good, it may be difficult to borrow money, but some institutions or platforms may still consider giving you a loan. For example, some microfinance companies, pawn shops and online lending platforms. The requirements for credit reports may be more relaxed. You can try to apply on these institutions or platforms, but it should be noted that these institutions or platforms usually have higher interest rates, so you need to consider them carefully according to your repayment ability. At the same time, you can also consult professional financial consultants or credit repair institutions to get more specific suggestions and help.