Hello, I bought jewelry with a credit card, and now I want a refund. Is it reasonable for the merchant to deduct my 6% handling fee?

Reasonable, 6% is in addition to the credit card processing fee deducted by UnionPay, and business tax should also be considered. At present, businesses generally pay value-added tax, and the tax rate is 25% of the sales price MINUS the value-added part of the purchase price. The profit of jewelry industry is 20% to 30%, multiplied by the tax rate of 25%, which is 5% to 7%.

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