1, borrow money from relatives and friends
This is a very common and common way. If you are lucky and your parents have a large pension or deposit, then you can consider asking your parents to support you, or asking seven aunts to help you. In this way, repayment can be made anytime and anywhere in the future. But we must also remember that no matter how much the loan is, we must make a good loan and be within our own affordability. It's not difficult to borrow it again.
2. Resale valuables
If you have an old car, a house or other valuables at home, you might as well sell them. Generally speaking, unless the gap is relatively large, or when a large amount of funds are really needed, this method may be adopted. The cycle of this cashback method is still relatively long. If you really need to use this method, you must first find a good seller and then buy a house.
3, clever use of provident fund
If you pay the provident fund, you should make good use of it because you can withdraw it. However, it should be noted that the provident fund cannot be directly used for down payment, so the down payment should be paid first, and then the balance of the provident fund should be extracted by the purchase contract and related bills.
4. Clearing securities
If you buy funds, stocks, etc. On weekdays, you can sell it when you need money. Although you may lose some money if you are eager to cash in, it is still a way to borrow money.
Step 5 use a credit card
If the down payment gap is not big, and it can be collected in a short time, then you can pay the down payment by credit card. Some commercial banks have higher credit card quotas, and they can also be paid in installments. If the fixed quota is not enough, the temporary quota can be increased. However, it is suggested to consult the bank first whether it can do this, so as not to be judged as cashing out by the bank.
6. Open source and reduce expenditure
We should not only reduce unnecessary expenses, but also find ways to see if we can make more money. After all, money is earned, not saved. If there are many ways to make money, the pressure of life may be alleviated, such as funds, stocks, or other financial management methods. If you are sure, you might as well have a try.
7. Apply for a "wage loan"
Under normal circumstances, banks will not lend money without a down payment, but there will always be exceptions. If it is a civil servant, there is policy care and a "salary loan" for civil servants. In this case, you may be able to raise funds through loans, provided that you are a civil servant, and institutions and personnel in the establishment can also apply. In addition to institutions and staff, some enterprises also have similar benefits.
The relevant information about how to make up the down payment for the loan purchase is introduced here. If you encounter this situation in real life, you may wish to refer to the above eight tricks to see if you can make up the down payment. I hope what Bian Xiao summed up can help you.
(The above answers were published on 20 18-04-04. Please refer to the current actual purchase policy. )
Sohu Focus Network provides you with comprehensive information such as real estate information, real estate details, purchase process, owners' forum and home decoration.