Living in a first-tier city, as a working class, without special needs, you can develop the habit of riding. Through this habit, you can save a lot of money in a year. The key is not only to save money, but also to save money on fitness equipment and free exercise.

If you want to save money, it is recommended to bring your own food to work every day in terms of food and accommodation. Your cooking is healthy and delicious, much cheaper than outside. This can save a lot of money on eating, try to share with others when renting a house, and also save a sum of money on housing.

Reducing unnecessary hormone expenditure, the so-called "hormone expenditure", is the expenditure incurred to attract the opposite sex. Expenditure under this category is often the hardest hit by IQ tax. For example, girls should understand that there is no significant aesthetic difference between the colors and patterns on your nails and boys. Spending money on them is not to say no, but the cost performance is close to zero.

And the luxury of drinking a cup of coffee for 30 yuan. Outside the first-tier cities, this money is basically equivalent to eating a meal. If you have the habit of drinking coffee, a coffee machine from 300-400 yuan will do, and the effect is not much different from that in the store. The marginal cost can be reduced to one cup in 5 yuan, or even lower.

In addition, our spending on clothes also needs to be well planned. Nowadays, brand-name clothes are generally more expensive, so it will save a considerable amount of money. After slowly surviving the economic difficulties, we will regain the courage to dare to spend.

In fact, it is not easy to save money in a big city. The person who does it must be "the magic height is one foot and the height is ten feet."