Generally, the annual fee for credit cards is around 300, and ordinary cards can be exempted from annual fees. Generally, it is an annual fee of 3 to 8 at the beginning of the year and the following year. Some platinum cards or special cards have to pay an annual fee, and the amount varies.
Extended data:
(1) Ping An Credit Card
Ping An Bank Credit Card is the first credit business launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many unique functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel".
Ping An Bank Credit Card Center was established in 2000 and settled in Shenzhen Qianhai, 20 15. Upgrade to a credit card franchise with second-class legal personality and relatively independent operation. By the end of 20 18, 1 1, the number of cards in circulation exceeded 50 million.
Ping An Bank is one of the main business departments of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.
(2) You can choose the transaction password.
When you activate the card, we will set the "signature only" consumption mode for you. If you choose "password+signature", please call the 24-hour customer service hotline to apply for settings. After setting the transaction password, you can also modify the password through our ATM, CDM deposit machine, 24-hour customer service hotline or visit our credit card website.
(3) Family safety
All credit card holders of Ping An Bank can enjoy the protection of family property theft and emergency rescue. As long as you activate the card and successfully swipe it once (unlimited amount), you can get free insurance for family property theft and malicious damage to door and window locks. Gold card holders can also get emergency rescue for the theft of cash, gold and silver jewelry to protect your home safety.
How to get rid of the annual fee of 200 for Ping An Credit Card?
Ping An Bank has different annual fee-free policies for different credit card products:
1, the annual fee for Ping An owner card and insurance gold card is free in the first year, and the annual fee for the next year is free only when the main card is spent over 30,000 yuan; Supplementary card spending more than RMB 654.38+0.5 million is exempt from the annual fee for the following year.
2. Credit card products such as standard card, iQiyi card and Tencent Gold Card are directly exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if you consume 6 cards every year.
As long as the cardholder meets the consumption standard stipulated by Ping An Bank, he can enjoy the preferential policy of exempting 200 annual fees.
Extended data:
Ping An Bank can apply for a credit card through official website, Pocket Banking APP, WeChat official account, Alipay and WeChat. In order to successfully obtain this card, the applicant needs to meet the following basic application conditions:
1, aged above 18, with independent civil capacity;
2. Have a stable job and a legitimate income;
3. Personal credit is good and there is no bad record.
In addition, if you want to apply for a high-grade credit card, you'd better have stronger economic strength and greater overdraft consumption demand and repayment ability.
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.
China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong.
20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems.
Products and services: retail business, credit card business, corporate business, international business and basic platform;
Debit Card: The debit card of Ping An Bank refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit and withdrawal, transfer settlement, universal deposit and withdrawal, one-card multi-account, shopping and consumption, payment agency, self-service banking, telephone banking, online banking, revolving loan, VIP service and so on. Ping An Bank has four debit cards, namely Puka, Gold Card, Platinum Card and Diamond Card.
Free annual fee conditions for Ping An car owners' credit cards
Ping An Owner Card Credit Card Free of Annual Fee Conditions:
1. Annual fee: 200 yuan/year.
2. After activation, the annual fee for the first year is rigid and cannot be reduced; Not activated, no annual fee. When the consumption in the current year reaches RMB 30,000 yuan or equivalent US dollars, the annual fee for the following year is exempted.
3. Ping An Credit Card is exempt from the annual fee in the first year, and the annual fee of the card in the next year can be exempted if a single card is arbitrarily consumed for 6 times (regardless of the amount and payment channel), and so on. If the annual fee reduction standard is not met, repayment shall be made according to the annual fee shown in the bill. (The above charging standards are applicable to all credit cards except the owner's card and special credit cards such as insurance, gold card, platinum card and Ping 'an Gold Butler co-branded card. )
For some special credit cards, the annual fee in the first year is rigid and inevitable, and can be reduced or exempted after reaching the standard in the second year, such as:
1. Owner card: the main card is 200 yuan/year, and the annual fee is free in the first year, and the annual fee will be generated immediately after the card is activated; Consumption of RMB 30,000 or its equivalent in the current year is exempted from the annual fee of the following year, and so on.
2. Insurance gold card: the main card is 200 yuan/year, and the annual fee is free in the first year. An annual fee is generated immediately after the card is activated; Consumption of RMB 30,000 or its equivalent in the current year is exempted from the annual fee of the following year, and so on.
3. Elite Platinum Card: Since17/1116, the annual fee policy of the newly issued Elite Platinum Card has been adjusted from the original rigid annual fee for the first year to 8,800 yuan for the card in three natural months, and the annual fee for the first year can be reduced or exempted; Adjust the annual fee policy for the next year, so that the main card consumption reaches 6.5438+0.2 million yuan, and the annual fee for the next year can be exempted.
1. Ping An Owner Card is the first credit card product designed by Shenzhen Ping An Bank specifically for the needs of private car owners. As a bank credit card business under China Ping An Insurance Group, the card not only inherits the powerful account security system of Ping An Credit Card, which guarantees the full amount of consumption loss 72 hours before reporting the loss.
2. Card Features: Ping An Owner Card is the first credit card product specially designed by Ping An Bank of Liuzhou for the needs of private car owners. As a bank credit card business under China Ping An Insurance Group, the card not only inherits the powerful account security system of Ping An Credit Card, which guarantees the full amount of consumption loss 72 hours before reporting the loss. Ping An Bank owner credit card can provide car owners with insurance claims, on-site rescue and other services. With the increase of people's private cars, more and more banks begin to provide more financial services for private car owners, and Ping An Bank owner's credit card is one of them. Ping An Bank Owners' Credit Card provides more benefits for the automobile industry. For example, car owners can enjoy certain benefits when they refuel, which is also a big expense. Like other credit cards, Ping An Bank's owner credit card can also provide services such as early cash withdrawal and early consumption, and the repayment method will be more flexible and convenient, not only through Ping An Bank's owner credit card outlets and bank outlets, but also through other bank transfers, Alipay transfers and other repayment methods. These multifunctional methods enable car owners to enjoy the pleasure of driving while enjoying more convenience in life and work.
How many times has Ping An Bank used its credit card? Look at the annual fee standard of Ping An Card.
Annual fee has always been one of the most concerned issues for card friends. Recently, many cardholders of Ping An Bank's credit card are asking about the standard of annual fee collection of Ping An Bank. Today, I will sort out the detailed rules of Ping An Bank's annual fee collection and solve the problem of how many times Ping An Bank's credit card is swiped.
Ping An Bank Credit Card Annual Fee Standard
Ping An Bank's annual credit card fee is divided according to the level of the card, and the specific fees are as follows:
Ping An Platinum Credit Card: the annual fee of the main card is 2,800 yuan; Annual fee of supplementary card 1800 yuan;
Ping An Bank Credit Card: Gold Card Annual Fee 300 yuan; Annual fee for supplementary gold card 150 yuan;
Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;
Ping An Insurance Credit Card: annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;
Ping An One Account Pass: 300 yuan for the annual fee of Jinkapu Card; Puka annual fee 100 yuan;
Ping An Ctrip Business Travel Credit Card: the annual fee of the gold card is 300 yuan; Annual fee of supplementary card 150 yuan;
Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;
Ping An owner's credit card: the annual fee of the main card is 200 yuan;
Ping An I Car Credit Card: the annual fee of the main card is 300 yuan.
Ping An Bank Credit Card Free Annual Fee Policy:
Ping An Bank's credit card can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if it is spent six times in the current year (except platinum card and owner card).
Ping An Platinum Credit Card's annual fee for the first year is rigid (cannot be reduced). If you spend 150000 yuan in the current year, you can get rid of 50% of the annual fee for the next year, and if you spend 300,000 yuan in the current year, you can get rid of the annual fee for the next year. The supplementary card has the same rules as the main card.
The first year's rigid annual fee (non-deductible) of Ping 'an car owner's credit card, and the annual fee for the following year can be exempted if the consumption reaches 30,000 yuan or equivalent US dollars in that year.
The above is the method of collecting the annual credit card fee of Ping An Bank. After reading these, I believe everyone is no longer confused about how many times Ping An Bank's credit card has been swiped. As long as you swipe it for 6 times, you can immediately enjoy the annual fee-free discount of Ping An Credit Card.
Do you need an annual fee for Ping An Credit Card? how much is it?
You need to pay an annual fee.
Ping An Bank's annual credit card fee is divided according to the level of the card, and the specific fees are as follows:
Ping An Platinum Credit Card: the annual fee of the main card is 2,800 yuan; Annual fee of supplementary card 1800 yuan;
Ping An Bank Credit Card: Gold Card Annual Fee 300 yuan; Annual fee for supplementary gold card 150 yuan;
Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;
Ping An Insurance Credit Card 2 1 13: annual fee for the master card of Puka 100 yuan; Supplementary card annual fee 50 yuan;
Ping An One Account Pass: 300 yuan for the annual fee of Jinkapu Card; Puka annual fee 100 yuan;
Ping An Ctrip Business Travel Credit Card: the annual fee of the gold card is 300 yuan; Annual fee of supplementary card 150 yuan;
Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;
Ping An Owner's Credit Card 526 1: the annual fee of the main card is 200 yuan;
Ping An I Car Credit Card: the annual fee of the main card is 300 yuan.
Extended data:
Ping An Bank Credit Card Free Annual Fee Policy:
Ping An Bank's credit card, 1653, can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if it is spent six times in the current year (except platinum card and owner card). Ping An Platinum Credit Card's annual fee for the first year is rigid (cannot be reduced). If you spend 150000 yuan in the current year, you can get rid of 50% of the annual fee for the next year, and if you spend 300,000 yuan in the current year, you can get rid of the annual fee for the next year. The supplementary card has the same rules as the main card.
The first year's rigid annual fee (non-deductible) of Ping 'an car owner's credit card, and the annual fee for the following year can be exempted if the consumption reaches 30,000 yuan or equivalent US dollars in that year.
Is there an annual fee for Ping An Bank Card?
1. Ping An Bank debit card has no annual fee.
Ping An Bank debit card ATM cross-bank withdrawals each 2 yuan; ATM cross-bank withdrawal in different places 2 yuan/transaction+withdrawal amount 5‰.
If the debit card account of Ping An Bank is less than RMB 1 000, the small account management fee of 2 yuan will be charged, but the account management fee can also be exempted if the payment institution or the third-party depository business of banks and securities is contracted.
Two, Ping An Bank credit card annual fee standards are as follows:
Puka MasterCard: 100 yuan/year; Supplementary card: 50 yuan/year.
Gold master card: 300 yuan/year; Supplementary card: 150 yuan/year.
Platinum credit card: the main card: 2800 yuan/year, and the auxiliary card: 1800 yuan/year.
Extended data:
Ping An Bank Credit Card Free Annual Fee Policy:
Ping An Bank's credit card Capka and gold card are exempt from the annual fee for the first year, and the annual fee for the following year can be exempted if the credit card is spent six times in the same year.
Ping An Bank Platinum Credit Card's rigid annual fee for the first year can't be reduced, and the annual fee for the second year can be exempted if it spends 6.5438+0.5 million yuan in that year, and it can be exempted if it spends 300,000 yuan in that year. The annual fee rules of the supplementary card are the same as those of the main card.
Ping An Bank-tariff standard
The introduction of Ping An Bank's credit card free annual fee ends here.