Take Wuhan as an example. Among the 28 banks in Wuhan, more than ten banks, including Agricultural Bank, China Construction Bank, Industrial and Commercial Bank, Bank of Communications, China Merchants Bank, China CITIC Bank, Minsheng Bank, China Everbright Bank and Hankou Bank, have opened safe deposit boxes. At present, the total number of safe deposit boxes has exceeded 50,000, and the rental rate has reached over 60%.
Everything that can be put in the safe can be described as everything, from all kinds of gold and silver jewelry and jade diamonds to important warrants, real estate contracts and vouchers. In recent years, the collection has warmed up, and antiques, calligraphy and painting, commemorative coins and stamps have also become new tenants of safe deposit boxes.
Even the spouse will not know the contents of the safe deposit box, or even know that the other party has a secret safe deposit box, and no customer requires a third party to know it.
The rent of safe deposit boxes is subject to one-year lease, and the rent of safe deposit boxes of different sizes ranges from-3,000 yuan to 200 yuan. Take the safe deposit box of China Merchants Bank as an example, which is divided into five sizes: A, B, C, D and E from small to large. The minimum annual rent for Box A is in 290 yuan; E maximum annual rent for renting treasure 1260 yuan. In the Bank of Communications Jiang 'an Sub-branch, the reporter saw that the minimum rental fee for Box A for one year is only 220 yuan.
Extended data
Lease procedure:
1) The renter requests to rent a box and show valid identification. If it meets the requirements after inspection by the bank, the lessee shall fill in the seal card of the safe deposit box and keep the signature or seal pattern (or fingerprint and password, etc.). ) and sign the lease.
2) After paying the rent and deposit, open the box and check the two keys face to face, and be accompanied by the bank staff to open the box and explain the relevant precautions.
3) If sharing (or entrustment) is required, when applying for renting a box for the first time, both parties must go through the formalities at the bank with their valid identity certificates. After unpacking, according to the original agreement, one of them can open the safe deposit box separately.
4) The safe deposit box shall not be transferred, sublet or sublet to others.
Renewal or withdrawal of lease:
If the renter cancels the contract, he should personally fill in the "rejection letter" at the bank before the expiration of the time limit, get back the contents in the box, return the two keys and get back the deposit. What should I do if I don't go through any formalities within the time limit? The lessee shall go through the formalities of renewing or withdrawing the lease before the expiration.
After the expiration of the period, the bank fails to go through the formalities of renewal or withdrawal of the lease, and the bank shall notify the lessee by telephone or in writing with the original retained information. Failing to notify the bank of changes due to the lessee's unit or address, telephone number, long-term abroad, transfer from Beijing and other reasons.
If the bank can't find a renter and hasn't gone through any formalities within six months, the bank can open the box under the witness of the notary office, and the contents of the box will be recorded for further processing or sealing.
All expenses arising therefrom shall be borne by the hirer. The lessee or agent can pay the next rent at the bank at any time before the expiration of the term, and then automatically renew the lease continuously.
Baidu encyclopedia-safe deposit box business
People's Network-Decrypt the bank safe deposit box business? Minimum annual rent 200 yuan