The method is as follows:

1. Open and log in to Alipay app.

2. Select "My" in the lower right corner of the page and click "Sesame Credit".

3. Click "Credit Record" on the Sesame Credit page.

4. Find the filter page, select "Garden" and click OK.

5. Users can see all the transaction records in Bai Hua and see if there are any overdue records.

Operating environment: mobile phone model MIUI/KOOC-0//KOOC-0/Super Alipay V/KOOC-0//KOOC-0/.2.30/KOOC-0/.

1. Alipay can't pay with flower buds for the following reasons:

1. Offline payment is usually common when the merchants have not opened the flower shop service. If the merchant does not open the flower garden service, the payment cannot be successful, and other payment methods need to be selected.

2, the goods do not support flower garden payment At present, some goods on Taobao do not support flower garden payment. When paying, you can see that some goods have flower buds logo, which supports flower buds payment.

3. Some commodities do not support consolidated payment. Sometimes in order to save trouble, people will choose a variety of commodity combinations to pay. At this time, as long as one commodity does not support flower bud payment, all the commodities in this merger cannot be paid by flower bud.

4. The use of the garden account is restricted. If the Alipay account is overdue, the transaction will be restricted. At this time, manual intervention is only possible if the system re-evaluates whether the user is qualified to use the flower buds.

5. This consumption does not support the payment and transfer of flower beds, and credit card repayment cannot be paid by flower beds; Virtual recharge, jewelry and wealth management products also do not support the use of flower buds to pay.

Second, the above situation is some of the main reasons why Alipay can't use flower buds. Flower bud, the full name of ant flower bud, is a consumer credit product launched by Ant Financial. We must open the flower garden first, and then Alipay will give a quota, so that we can set the flower garden as the payment option to pay. After the application is opened, you will get a consumption quota ranging from 500 to 50,000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

Third, there are two kinds of people who can't afford to spend money on gardens. One is that they don't have the right to use the garden, and the other is that they have the right but don't pay for it. For those who don't have the right to use the flower garden, it is because their comprehensive credit score is insufficient. Only by constantly improving your comprehensive credit can you pay the bill with flowers. If you have the right to use the flower bud, but the payment fails, the consumer does not support the flower bud service, or the purchased goods do not support the flower bud payment. In this case, you can only choose other ways to pay. When buying goods, some don't support flower payment. You can pay by installment. The flower bud system will evaluate whether it can be paid by the flower bud according to the current transaction situation of the user. There are different evaluation results. Sometimes the same commodity can be paid with flower buds, and sometimes it can't be paid with flower buds.

How does Alipay inquire about overdue records in Bai Hua?

Product model: HUAWEIMate40 System version: EMUI 1 1.0 Software version: Alipay 10.2.8.70 Operation steps/methods.

Method 1? 1. First open Alipay APP and click "My" in the lower right corner. 2. After entering my interface, click the "Sesame Credit" option. 3. Then click the "Credit History" option below. 4. Click the "Filter" option and select the "Overdue" option to query.

1. AliPay (China) Network Technology Co., Ltd. was established in 2004. Is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world. Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment. In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "late payment fee" function. Alipay borrowed it and changed it into a credit loan.

2.20 13 August, Alipay plans to promote credit payment. According to the comprehensive evaluation of the user's work nature and product type, an account can be overdrawn up to 5,000 yuan. Users can use Alipay to pay, without bundling credit cards or savings cards, and can directly overdraw their consumption, with a maximum amount of 5,000 yuan. On August 8, 20 13, a news that Alipay will launch a credit payment service was circulated on the Internet. The news publisher said that after the launch of Yu 'ebao, Alipay plans to continue to launch credit payment services, and all loan funds will be provided by cooperative banks.

3. Up to now, there are more than 450 million real-name users of Alipay, more than 270 million active users of Alipay wallet, and more than 45 million mobile phone payments per day, exceeding the global peak of 45,654,38+0.654,38+0 created by 2065,438+0. In 2065438+2004, the number of Alipay mobile payment transactions reached 65438+97 million. Alipay's steady style, advanced technology, keen market insight and high sense of social responsibility have won wide recognition from banks and other partners. Alipay has established in-depth strategic cooperation with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.

How to inquire about overdue microfinance products? Try these two methods!

; ? Nowadays, people rely more and more on Alipay, and many people will use Alipay flower buds for daily consumption. When a friend used Alipay flower buds, he was reminded that some micro-loan products were overdue and could no longer use flower buds. Some friends know what happens when their micro-loan products are overdue, and some friends are not very clear. Here, let's talk about how to inquire about overdue microfinance products.

According to what we have learned, overdue micro-loan products refer to the overdue bills of products such as flowers, loans, overcharged loans, reserve funds or online business loans that borrowers may have. Only when everyone pays off the arrears can it blossom again in the future.

How to inquire about overdue microfinance products?

1, open the mobile phone Alipay to see if your prompt information is overdue;

2. Check the products you have bought, such as flowers, loans, overcharged loans, petty cash or online business loans, to see which products have overdue bills.

When you find that you owe money, you must pay it off as soon as possible. Otherwise, bad records will not only affect the use of flower buds, but also have a long-term negative impact on future credit life.

Above, we introduced how to inquire about overdue microfinance products. Generally speaking, you have two choices. If you still can't find out how your micro-loan products are overdue through the above methods, then you should contact customer service. You can contact Alipay online customer service or call the customer service number "95 188".