Jewelry WeChat Alipay rate is 0.6%. Wechat's flat rate for merchants is 0.6%. Although there is no handling fee for using personal code to collect money, merchants need to pay a certain withdrawal fee when withdrawing money. Wechat charges fees because the circulation of funds will generate some expenses. According to the obtained comparison table of WeChat payment categories and rates, WeChat will charge 50,000 deposit and 0.6%~2% payment commission rate for merchants accessing WeChat payment. Wechat will open an exclusive Tenpay account for merchants, which will be managed by the merchants themselves, and the merchants will deposit the deposit into the Tenpay account, which will be frozen by WeChat.