1. Different issuers: Bank gold bars are usually issued by financial institutions such as the People's Bank of China and its designated commercial banks, with high credibility and authority; Gold bars in gold shops are sold by gold retailers or jewelers, including branded gold shops, pawn shops and jewelry stores.
2. Different purity guarantees: bank gold bars are generally investment gold bars, such as Au9999 or Au999, and the purity is strictly guaranteed by the state supervision; Gold bars in gold shops should also meet the national purity standards, but different merchants will provide products with different purity.
3. The price mechanism is different: the price of bank gold bars is usually linked to the international gold price, and a certain handling fee is added, so the pricing is relatively transparent and fair; The price of gold bars in a gold shop depends not only on the international gold price, but also on factors such as brand premium, process cost and merchant profit.