1. Rural credit cooperatives only issue subsistence allowances on behalf of debtors. According to the law, it is not allowed to seal up, detain or freeze the living expenses necessary for the dependents of the debtor (the person subjected to execution).

2. As for compensation for work-related injuries, if the court can't find enforceable property, it can't enforce the other party's maximum living expenses and the only house.

3. To sum up, there is no legal basis for credit cooperatives to keep the minimum living allowance. If negotiation fails, you can complain to the Civil Affairs Bureau or the local banking regulatory bureau. I believe it is not difficult to solve the problem.

Relevant laws and regulations:

Provisions of the Supreme People's Court on the Seal-up, Seizure and Freezing of Property in Civil Execution by People's Courts.

Article 5 The people's court shall not seal up, detain or freeze the following property of the person subjected to execution:

(1) Clothes, furniture, cookers, tableware and other articles necessary for family life of the person subjected to execution and his dependents;

(two) the necessary living expenses of the person subjected to execution and his dependents. Where there is a local minimum living standard, the necessary living expenses shall be determined according to this standard;

(3) Articles necessary for the person subjected to execution and his dependents to complete compulsory education;

(5) Auxiliary tools and medical supplies necessary for the physical defects of the person subjected to execution and his dependents;

Article 6 The people's court may seal up the houses necessary for the life of the person subjected to execution and his dependents, but may not auction, sell off or pay off debts.