1. Apply for deferred repayment: If you have a good attitude and show inability to repay in a short time, you can apply for deferred repayment from the bank.
2. Apply for installment repayment: When the repayment amount is too large and the repayment ability is insufficient, you can apply for installment repayment, and you can divide the arrears into multiple installments to ease the repayment pressure of each installment.
3. Borrow money from relatives and friends to repay: If the amount owed is not large, you can borrow money from relatives and friends to repay the debts of the bank first, and then return the borrowed money afterwards.
4. Repayment of assets at a discount: If you have jewelry, real estate, vehicles and other properties in your hand, you can discount these items to repay the debts of the bank.
Restrictions on untrustworthy personnel:
1. When taking transportation, choose the cabin above the second class of the plane, train soft berth and ship;
2. High consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;
3, the purchase of real estate or new construction, expansion, high-grade decoration housing;
4. Rent high-grade office buildings, hotels, apartments and other places to work;
5. Purchase non-operating vehicles;
6. Travel and vacation;
7. Children attend private schools with high fees;
8. Pay high premiums to buy insurance wealth management products;
9. Other high consumption behaviors that are not necessary for life and work.
Legal basis:
"Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Persons Executed in Disbelief"
second
If the person subjected to execution has the circumstances specified in Items 2 to 6 of Article 1 of these Provisions, the time limit for inclusion in the list of persons subjected to execution without trust shall be two years. If the person subjected to execution obstructs or resists execution by means of violence or threats, or if the circumstances are serious or he has repeatedly broken his promise, it may be extended for one to three years. The people's court may decide to delete the information of dishonesty in advance if the person subjected to execution actively performs the obligations specified in the effective legal documents or actively corrects the act of dishonesty.