What kind of insurance is suitable for single women? I recommend reading this article "Insurance Guide: How to Buy Insurance for Single Women"
1. What risks do single women face? 1. Unexpected risks that cannot be ignored
The incident of the Didi special car is still horrendous. Women are naturally weak, so it is very risky to face such an event. Nobody knows which will arrive first, tomorrow or the accident. Other accidents, such as traffic accidents, are also risks that women cannot ignore. ?
2. Young people are seriously ill, and the risk rate of women is high.
The older you get, the easier it is to get sick. Most young people think that serious illness is far away from us, but according to the global claims data of Tongfang 20 18, the risk rate of serious illness between 30 and 49 years old is as high as 63%, which is a period of high incidence of diseases. At the same time, the proportion of women at risk is higher.
3. Women have a high incidence of cancer. According to the claim data of Tongfang Global 20 18, the high incidence of cancer in women is different from that in men. Thyroid cancer, breast cancer, lung cancer and cervical cancer have become the leading killers of women.
Second, the principles that single women should follow when applying for insurance?
The first line of defense: accident insurance
Single women need risk accident insurance to prevent accidents and major diseases. Zhongan Insurance is recommended-women enjoy million accident insurance: exclusive to women, although there is no medical insurance responsibility, it includes sudden death protection.
The second line of defense: take critical illness insurance as an important option. Critical illness insurance?
I suggest you choose according to your actual situation:
1. For young female aristocrats (20-30 years old): The premium of this age group is relatively cheap, so you can consider taking out regular or even one-year critical illness insurance, which can effectively alleviate the economic pressure and obtain more comprehensive protection. If the budget is sufficient, you can also directly insure lifelong critical illness insurance. ?
2. For mature female aristocrats (30-50 years old): It is recommended to buy lifelong critical illness insurance, and it is recommended to insure as soon as possible. On the one hand, the younger the age, the lower the premium. On the other hand, with the growth of age, the risk of being refused insurance due to illness is increasing, which often happens to friends around dad.
After the age of 3.50, it is more difficult to buy critical illness insurance. Many insurance companies no longer cover critical illness insurance, and they are more strict about health notification. At this time, it may be a better choice to buy cancer insurance.