The process of medical insurance is as follows:

1. Know the policy: You need to know the local medical insurance policy, including the type of medical insurance, the scope of reimbursement and the proportion of reimbursement.

2. Pay medical insurance fee: Paying medical insurance fee is one of the necessary conditions for participating in medical insurance, and you need to pay medical insurance fee at local social security service institutions or online social security service platforms.

3. Handling medical insurance card: After paying the medical insurance premium, you need to get a medical insurance card or an electronic health card from the local social security service agency and fill in the relevant information and materials.

4. Reimbursement for medical treatment: When seeking medical treatment, you need to bring a medical insurance card or an electronic health card to the hospital to reimburse medical expenses.

Medical insurance reimbursement conditions:

1, participation status: reimbursement for medical insurance in different places is only applicable to those who participate in medical insurance systems such as urban workers' basic medical insurance, urban and rural residents' basic medical insurance and new rural cooperative medical care;

2. Payment record: when applying for reimbursement in different places, the applicant must have paid the medical insurance fee and meet the requirements of payment time and standard;

3. Reimbursement scope: policies such as reimbursement scope and reimbursement ratio of medical insurance in different places shall be subject to the relevant policies and regulations of the insured place. It should be noted that medical insurance reimbursement policies may be different in different regions, and applicants need to handle them according to local policies and regulations;

4. Hospital selection: When seeking medical treatment in different places, the applicant must choose a designated medical institution for medical insurance, otherwise he will not be able to enjoy medical insurance reimbursement;

5. Reimbursement application materials: Applicants need to prepare complete reimbursement application materials, including medical bills, expense lists, medical treatment certificates in different places, and reimbursement application forms.

To sum up, the specific operation methods and requirements of binding children with medical insurance cards may be different due to different regions and policies. It is recommended to call or consult the local medical insurance agency before handling, so as to avoid delaying time and expenses due to improper operation.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.