1,1under 6 years old, the validity period of social security card is generally 6 years;
2. 16 years old and 26 years old, and the validity period of a social security card is 10 years;
3, 26 years old and 60 years old, the social security card is generally limited to 20 years;
4. For the insured over 60 years old, the social security card is generally valid for a long time.
The scope of use of medical insurance cards mainly includes the following three aspects:
1, used to buy medicine: when the insured buys medicine at the designated pharmacy, they can pay with the medical insurance card.
2. Used for reimbursement: If you go to the hospital for medical treatment, whether it is outpatient or inpatient, you can use the medical insurance card for reimbursement if it reaches the medical insurance deductible line and is within the scope of medical insurance reimbursement.
3. Medical expenses: When the participants are sick, they can register with the designated hospital with the medical insurance card and medical insurance manual.
Employee medical insurance is generally divided into individual accounts and overall accounts, among which:
(a) the overall account mainly pays the following fees:
1, hospitalization expenses;
2, malignant tumor radiotherapy, renal dialysis, kidney transplantation after taking anti-rejection drugs outpatient medical expenses;
3, emergency rescue income hospitalized patients, the medical expenses within seven days before hospitalization.
(two) personal accounts can pay the following fees:
1, drug purchase expenses of designated retail pharmacies, outpatient and emergency medical expenses;
2. It is used for me to purchase commercial insurance and accident insurance;
3, the basic medical insurance fund Qifubiaozhun below the medical expenses;
4, more than the basic medical insurance fund Qifubiaozhun part, pay personal expenses in proportion;
5. I'll pay for the part of my personal account that is insufficient to pay.
Matters needing attention in the use of medical insurance card:
1. After getting the medical insurance card, you must go to the bank to activate the medical insurance card and modify the initial password, otherwise the medical insurance card will not be used normally.
2. Not all medical expenses can be reimbursed by medical insurance card. Only expenses within the scope of medical insurance catalogue, such as registration fee, cosmetic surgery fee and hospitalization fee, are not covered by medical insurance reimbursement.
3. The medical insurance card can only be used in designated medical institutions. The medical expenses incurred by the insured in designated medical institutions can be reimbursed by social insurance cards, but not in non-designated medical institutions and non-designated retail pharmacies.
It is not advisable to borrow medical insurance card. In a few areas, medical insurance cards can be shared with family members. If there is no local policy, you can't swipe your card at will.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.