Xinxiang Central Hospital is a third-class first-class hospital that has been certified. Is a public medical institution, in accordance with state regulations, the implementation of medical insurance and commercial insurance two reimbursement methods. For patients who participate in social medical insurance, the reimbursement ratio will be determined according to the specific situation, generally 70%-90%, and the maximum shall not exceed 90%. It should be noted that social security patients should apply for a medical insurance IC card before seeking medical treatment, otherwise it will affect medical reimbursement. For commercial insurance patients, the reimbursement ratio will be determined according to the types and terms of insurance they have purchased. The specific proportion can be consulted by the person in charge of the insurance company or hospital. At the same time, commercial insurance patients need to know their insurance clauses and related processes before seeking medical treatment, and provide relevant information to insurance companies in time. It should be noted that both social security patients and commercial insurance patients should know their own expense reimbursement before seeking medical treatment to avoid losses caused by being unfamiliar with the regulations.
Does Xinxiang Central Hospital have a special reimbursement policy? According to national regulations, hospitals are not allowed to set up special reimbursement policies independently. For patients who meet the requirements stipulated by the state, the standard reimbursement policy is generally the same. If you are in doubt about your reimbursement rate, you can consult a hospital or insurance company.
Xinxiang Central Hospital is a public medical institution, and the reimbursement ratio is subject to the state regulations. Patients should know about their reimbursement before going to the hospital to avoid extra expenses. At the same time, hospitals and insurance companies also have the responsibility to provide relevant consulting services to patients to ensure that patients' rights and interests are protected.
Legal basis:
"Regulations on Basic Medical Insurance for Urban and Rural Residents" Article 32 The basic medical insurance fund for urban and rural residents pays the basic medical insurance benefits for urban and rural residents. The proportion of central hospitals, regional medical institutions and comprehensive medical institutions paying basic medical insurance benefits for enterprise employees with reference to the basic medical insurance fund for enterprise employees shall not exceed 90%.