In other words, only hospitalization can be reimbursed. In general outpatient service, what you spend is the money in your personal account on the medical insurance card, which is equivalent to your own credit card consumption and cannot be reimbursed. If you have 2,000 yuan in your medical insurance card and you spend 2,500 yuan in the outpatient department, you can spend all the money in the card first and pay the rest in cash, but no matter how much you spend, you can't report the money spent in the outpatient department unless you are a deep account.

If your illness meets the hospitalization requirements, the doctor will give you a hospitalization certificate. You can swipe your card first and submit an invoice for reimbursement during hospitalization. For example, if you have 2,000 yuan in your card and spent 3,000 yuan during hospitalization, you can spend all the money in your card first, pay the insufficient cash, and then reimburse. When reimbursing, 2000 yuan will be credited to your original medical insurance card, and the remaining 1000 yuan will be credited to your bank card.