As Ningbo’s personal integrity score, Tianyi’s credit score is a credit score that focuses more on the city’s social attributes. It is reported that the Tianyi credit score evaluation system comprehensively constructs an evaluation model from five dimensions: identity characteristics, compliance with laws and regulations, social ethics, contract performance and credit behavior. It is based on the public credit information collected by the municipal public credit information platform. Information, self-reported information by individuals and credit information provided by third parties, build a personal credit score evaluation model, automatically set the indicator weight and assign scores through machine learning, and calculate it through comprehensive analysis.

"One point per day" is calculated from an indicator system composed of 5 major dimensions, 17 categories of secondary indicators, 36 third-level indicators and 204 specific scoring characteristic values.

Specifically, each person’s exclusive “Tian Yifen” includes public credit information collected by the Ningbo Public Credit Information Platform, information independently reported by individuals, and information provided by third parties. Credit information and credit evaluation information of natural persons in Zhejiang Province and other diversified data cover government affairs, justice, commerce, life, public welfare and other fields, and are dynamically updated.

Effectively ensure the objectivity and timeliness of the evaluation results. The cooperative operation model of "government leadership + university support + market operation" adopted by "Tianyifen" during its construction process has also become a major feature of it.

Since a large amount of personal credit information is involved, no matter which platform you use "Tian Yifen" on, you must obtain authorization from the person in order to protect personal privacy and avoid the currently common personal Disadvantages of information leakage.

The focus is to make "credit has a price" take root:

Click to enter the "Tianyifen" query page of the Yongpai client. "Credit Points Exclusive" covers "Xinyi There are nearly 20 trustworthy incentive application scenarios based on "Tianyifen" in various fields such as "Travel", "Trust and Easy Travel", "Easy Credit" and "Trust and Easy Medical".

Especially public transportation, medical and health care, housing, financial credit, etc., which are closely related to citizens' daily lives, can also find corresponding application scenarios through "Tianyifen".

For example, through "Xinyixing", you can realize "credit-free", "credit car rental", "credit discount", etc.; for example, in many hospitals in Yinzhou and Zhenhai, with "credit" you can enjoy first diagnosis and treatment, then Payment can be made quickly at windows, self-service machines, mobile terminals, etc...

Innovating "credit + Internet" applications and promoting the implementation of "credit has a price" is also a part of "the sky is divided" Big innovation. As Zhao Feng said, "Let citizens with good credit records more intuitively feel that 'credit is valuable and trustworthiness is beneficial.'"

It is precisely because there are so many application scenarios that are convenient and beneficial to the people that it makes Citizens enjoy greater benefits in travel, medical treatment, accommodation, loans, etc. Since the launch of "Tianyifen", a total of more than 510,000 citizens have enjoyed credit exemptions, credit discounts, credit advance and other discounts.

In order to further promote the influence and authority of "Tianyifen" in the minds of citizens, Ningbo Municipal Development and Reform Commission will work with relevant units to further deepen the application of "Tianyifen" to benefit the people and launch more "Tianyifen" "Divided" scenario applications, especially in areas such as sports and fitness, airport access, and store consumption, which have attracted high public attention.